an individual has homeowners insurance that covers up to $400,000, a personal auto insurance that covers up to $100,000 and an umbrella policy that covers up to $1,000,0000. an accident occurred in the person’s front yard in which a child was trying to catch a baseball and wanted to avoid the car and was hit in the face with the ball. the child was concussed and had a broken jaw from the ball and his medical expenses added up to $500,000. what is covered from insurance?

Answers

Answer 1

The $500,000 from medical expenses should be completely covered, $400,000 should be covered by the homeowners insurance and the remaining $100,000 should be covered by the umbrella policy.

Insurance covers expenses related to specific accidents or situations. In the case of homeowners insurance this covers:

Damages to your house or propertyMedical expenses if an accident occurs on your property

On the other hand, car insurance covers:

Damages to your carMedical expenses due to car accidents

Finally, the umbrella policy will cover the expenses if these exceed the limit of other insurances.

This means, in the case of an accident with a kid that was trying to avoid the car:

The homeowner's insurance should cover most of the expenses. This is $400,000 as this accident is related to an accident that occurred on the property, not a car accident.The umbrella policy should cover the remaining expenses or $100,000.

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Related Questions

what is the muscular layer of the heart wall called

Answers

Answer:

The muscle layer of the heart is termed the myocardium and is made up of cardiomyocytes. The myocardium is found in the walls of all four chambers of the heart, though it is thicker in the ventricles and thinner in the atria

Explanation:

Based on your understanding of the scenario, which o the abbreviations mentioned primarily affect the lungs? Check

all that apply.

OMS

URI

IBD

DAD

ОВА

PE

Answers

Answer:

12

Explanation:

what is the difference between albuterol inhaler and salbutamol inhaler

Answers

Answer:

Albuterol (also known as salbutamol) is used to prevent and treat wheezing and shortness of breath caused by breathing problems (such as asthma, chronic obstructive pulmonary disease). It is also used to prevent asthma brought on by exercise.

Explanation:

the pharynx connects the nasal cavity and oral cavity at the back of the throat and leads to the larynx. true or false?

Answers

Answer:

TRUE

Explanation:

The Pharynx Connects the Nasal and Oral Cavities to the Larynx and Esophagus. The pharynx, or throat, is shaped like a funnel. During respiration, it conducts air between the larynx and trachea (or “windpipe”) and the nasal and the oral cavities.

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the area where the optic nerve leaves the eye is the

Answers

Answer:

What is the optic disk

Explanation:

The optic nerve exits the back of the eye through a hole called the optic disk. Since no receptor cells are located in this region, it forms a blind spot in the visual image of the external world.

you demonstrate high-quality cpr by keeping interruptions in cpr to less than _____ seconds.

Answers

You demonstrate high-quality CPR by keeping interruptions in CPR to less than TEN (10) seconds.

Cardiopulmonary resuscitation (CPR) is a fundamental medical technique used during emergency situations.

This technique (cardiopulmonary resuscitation ) can save a life when it is applied properly.

High-quality cardiopulmonary resuscitation includes a chest compression fraction higher than 80% of the compression rate of 100-120/min.

In conclusion, you demonstrate high-quality CPR by keeping interruptions in CPR to less than TEN (10) seconds.

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how soon after laparoscopic gallbladder surgery can you go back to work

Answers

Answer:

6 to 8 weeks

Explanation:

Most people can go back to work or their normal routine in 1-2 weeks. But it may take 4-6 weeks for an open surgery.

If you have had the mumps once, you cannot get them again. This is an example of

Natural active immunity
Artificial active immunity
Natural passive immunity
Artificial passive immunity

Answers

Answer:

Natural active immunity

Explanation:

heart sound __________ is thought to result from the transition from expansion of the empty ventricles to their sudden filling with blood.

Answers

Answer:

Heart sound S3, if it occurs, is thought to result from the transition from expansion of the empty ventricles to their sudden filling with blood.

Explanation:

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what occurs when the muscles in the wall of the bladder contract involuntarily?

Answers

Answer:

Urinary bladder spasms occur when the bladder contracts involuntarily, which can cause a person to urinate. These spasms can be painful, and they may be embarrassing if they lead to an extreme urge to urinate or leakage of urine

Explanation:

Which type of glia is found outside the CNS?
Schwann cells
microglia
astrocytes
O oligodendrocytes

Answers

Answer:

What are Schwann cells

Explanation:

Primarily, glial cells provide support for the neurons. Think of them as a secretarial pool for your nervous system, plus the janitorial and maintenance staff. They may not do the big jobs, but without them, those big jobs would never get done.

Your central nervous system (CNS) is made up of your brain and the nerves of your spinal column.

Five types that are present in your CNS are:1  

Astrocytes

Oligodendrocytes

Microglia

Ependymal cells

Radial glia

You also have glial cells in your peripheral nervous system (PNS), which comprises the nerves in your extremities, away from the spine. Two types of glial cells there are:

 Schwann cells

Satellite cells

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Miss Hawaii

The glial cells known as Schwann cells create the myelin coating on axons that leave the brain, hence option A is correct.

What is a type of glia?

The most prevalent form of glial cells in the peripheral nervous system is Schwann cells (SCs). Outside the central nervous system, ganglia are collections of nerve cell bodies.

These structures contain groups of nerve cell bodies whose axons extend to various regions of the organ. Myelinating and non myelinating cells are the two main groups of SCs in the adult nervous system.

However, the presence of astrocytes significantly affects the degree of play crucial roles in the growth, upkeep, operation, and regeneration of peripheral nerves.

Therefore, Schwann cell contact with CNS axons by redefining the CNS-PNS (peripheral nervous system) border in a lesioned CNS and inhibiting Schwann cell invasion, hence option A is correct.

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what is the relationship of the arms to the body’s core?

Answers

This ratio is approximately a one to one ratio, meaning that a person's arm span is about equal to their height. There are many more human body ratios; some are independent of age, and others change as we grow from a baby to an adult I hope this is correct

which lobe of the cerebrum contains the primary motor cortex and is the most anterior lobe?

Answers

Answer:

The main motor cortex (found in the precentral gyrus) and the premotor cortex, which starts and governs voluntary movement, are situated mostly in the frontal lobe, prior to the central sulcus.

Explanation:

the ability of the body to resist infection is known as

Answers

Answer: Immunity

Definition: the ability of an organism to resist a particular infection or toxin by the action of specific antibodies or sensitized white blood cells

a mechanical appliance designed to control, correct, or compensate for impaired limb function is known as a/an

Answers

Answer:

tryna not get banned

Explanation:

what food can eat on the morning of colonoscopy prep day

Answers

Answer:

Water can get boring, so keep a variety of clear liquids on hand. On the day before your colonoscopy — when you're restricted to clear liquids — you can have popsicles, Jell-O, clear broth, coffee or tea (without milk or creamer), soft drinks, Italian ice, or Gatorade. But take nothing with red, blue, or purple dye.

Explanation: Hope this helps at least a little bit :)

Please Help Asap!!
The different types are muscle, nervous, connective, and epithelial.

Answers

Epithelial tissue provides a covering such as skin, the linings of the various passages inside the body.Epithelial tissues are widespread throughout the body. They form the covering of all body surfaces, line body cavities and hollow organs, and are the major tissue in glands. The main functions of epithelia are protection from the environment, coverage, secretion and excretion, absorption, and filtration.

Nerve tissue is made up of nerve cells (neurons) and is used to carry "messages" to and from various parts of the body. Theyre found in the brain, spinal cord, and nerves. It is responsible for coordinating and controlling many body activities. ... The cells in nervous tissue that generate and conduct impulses are called neurons or nerve cells. These cells have three principal parts: the dendrites, the cell body, and one axon.

Hope this helped you, have a good day bro cya)

The__has defined evidence-based practice as "the integration of the best available research with clinical expertise in the context of patient characteristics, culture, and preferences."

O American Psychological Association
O American Medical Association
O Society of Pain Management
O None of the above

Answers

Answer:

What is American Psychological Association

Explanation:

at which checkpoint should the drug interrupt the cell cycle to keep dna from replicating

Answers

As a cell approaches the end of the G1 phase it is controlled at a vital checkpoint, called G1/S, where the cell determines whether or not to replicate its DNA. At this checkpoint the cell is checked for DNA damage to ensure that it has all the necessary cellular machinery to allow for successful cell division.
As a cell approaches the end of the G1 phase it is controlled at a vital checkpoint, called G1/S, where the cell determines whether or not to replicate its DNA. At this checkpoint the cell is checked for DNA damage to ensure that it has all the necessary cellular machinery to allow for successful cell division.

What symptoms does Peter smith have and why is it important for you to recognize them

Answers

Answer:

Peter Smith have it

Explanation:

A 73-year-old woman is experiencing recurrent constipation. The woman reports to the nurse that she experiences constipation despite the fact that she takes docusate on a daily basis and performs cleansing enemas several times weekly. How should the nurse best respond to this client's statement

Answers

Answer:

Taking too many laxatives can make your bowels dependent on them, making you more susceptible to constipation.

Explanation:

"The woman reports to the nurse that she experiences constipation despite the fact that she takes docusate on a daily basis and performs cleansing enemas several times weekly."

docusate is a type of a laxative, which she also states that she takes it everyday and performs a cleansing enemas several times weekly, and taking too many laxatives is not a good idea, as it makes you more susceptible to constipation.

if the body is cut coronally which two cavities would be cut approximately in half?

Answers

Answer:

.

Explanation:

a woman has had a prolonged second stage labor and extended time in stirrups. which condition should the rurse be especially alert for

Answers

Answer:

What is Thrombophlebitis

Explanation:

The woman is at risk for thrombophlebitis due to the prolonged second stage of labor,  necessitating an increased amount of time in bed, and venous pooling that occurs when  the woman's legs are in stirrups for a long period of time. These findings are unrelated to  retained placental fragments, which would lead to uterine subinvolution, or hypertension.

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Miss Hawaii

Medic gaming?
Medic gaming.
Medic gaming!

Answers

Answer:

??????????????????????????????

what????????????? do u mean???????

how to relieve sciatic nerve pain during pregnancy

Answers

Answer:

Use a warm compress on the spot where you feel the pain.

When you can, take a break off of your feet. Resting in a comfortable position can ease some leg and lower back pain.

Sleep on the side of your body that’s pain-free. For example, if you feel pain on your left side, lie down on your right side. That's still okay, even though the "best" sleeping position for pregnant women is typically said to be the left side.

For extra comfort at night, use a firm mattress with plenty of back support. You can also place a pregnancy pillow or a regular pillow between your legs to help keep the pelvis in better alignment and take some pressure off the sciatic nerve.

Try to avoid sitting for long stretches. Take frequent walking breaks and try alternating between your desk (or the couch) and a Pilates ball.  

Do some pelvic tilts with your Kegel exercises. They’ll help strengthen your core muscles and can help reduce inflammation.

Try swimming. It can take off some of the pressure, since the buoyancy of the water temporarily relieves the spine of the pregnancy weight.

Consider acupuncture, chiropractic adjustments or therapeutic prenatal massage. All can potentially offer relief, just be sure to work with a trained and licensed practitioner. Customized physical therapy regimens can be helpful too.  

Try to gain pregnancy weight at a steady pace. A major jump in pounds could put undue pressure on the sciatic nerve. Though the amount you should gain is specific to you, women who were a normal BMI before getting pregnant should generally aim to gain around 3 to 4 pounds in the first trimester, up to 14 more pounds in the second trimester and about 10 more pounds in the third trimester, for a total weight gain in pregnancy of 25 to 35 pounds.

If the pain is severe, talk to your doctor. She may recommend acetaminophen in a dosage that will take the edge off the pain but keep you and your baby safe.

Explanation:

hyper-igm syndrome is a rare genetic disease caused by a loss-of-function mutation in the gene that codes for the cd40l protein. what are the two most likely direct effects of cd40l deficiency?

Answers

Can you maybe show us a picture?

which weight-loss drug increases the release of norepinephrine?

Answers

Phentermine (adipex)

safe patient handling and mobility (sphm) and preventing physical injury is a professional, legal, and ethical concern that applies to which of the following?

Answers

Safe patient handling and mobility (SPHM) and preventing physical injury is a professional, legal, and ethical concern that applies to: patients, family members, and intra-professional health providers.

Safe patient handling and mobility (SPHM) is a professional, legal, and ethical concern that typically involves the use of assistive devices or equipment, so as to ensure a patient is safely mobilized and that health-care providers avoid high-risk manual patient handling tasks.

Some of the advantages of safe patient handling and mobility (SPHM) include:

Preventing physical injury to both the patient and care provider.It improves the safety of a patient.It enhances the quality of care received by a patient.

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rn targeted medical surgical neurosensory and musculoskeletal online practice 2019

Answers

Answer:

Explanation:

A nurse is planning care for a client who has. closed traumatic brain injury from a fall and is receiving mechanical ventilation. Which of the following interventions is the nurses priority?

14. A child in a poor country has not had sufficient protein in her diet for an extended period of time. What classic sign of this
form of malnutrition will she most likely exhibit?
A. constant thirst
B. extremely thin appearance
C. distended abdomen
D. sunken eyes

Answers

Answer:

A:

Explanation:

Having less protein makes you want to have more liquids to the fact that protein has healthy and unhealthy fats in it.

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