The correct answer for monthly-mortgage payment is option A, $874.01.
Step-by-step solution:
EMI formula is :Here,
p = 139000
r = 6.45%
n = 30 years
Now, putting these values in formula we get,
EMI=px(1+r)^n
---------------
[(1+r)^n-1]
so
p = 139000
r = 6.45/12/100=0.005375
n = 30*12=360
Now, putting these values in formula we get,
139000*0.005375(1+0.005375)^360
------------------------------------------------------
(1+0.005375)^360 - 1
= 139000*0.005375*(1.005375)^360
------------------------------------------------------
(1+0.005375)^360 - 1
= $874.01
Anissa is considering buying her first home. The house she is interested in buying is priced at $139,000. Anissa qualifies for a 30-year mortgage at 6. 45%. What will be her monthly mortgage payment?.
A-$874.00
B-$749.44
C-$629.53
D-$805.23
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What is income in a closed economy?
In closed economy, the national income is equal to the national product, because the national product and the national income are two sides of the same coin.
What is a closed economy?A closed economy is an economy which does not involve in any international trade, which means it would not import or export goods and services or engage in other financial exchanges with any other country.
When a country has a closed economy, it has no trading activity outside the country's borders. In a closed economy, the consumers are required to absorb their domestic products without any luck of import of goods from another countries.
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What is an example of opportunity cost for a nation?
An example of opportunity cost for a nation is a country chooses to produce bananas instead of wheat.
What are the three opportunity costs of government?The advantage that would have been gained by higher spending on another program is the opportunity cost of government spending on a specific program.
The marginal benefit of government provision may be greater than the marginal cost for public goods. For all publicly delivered goods and services, marginal benefit does not exceed marginal cost.
Government has three opportunity costs:
1. The value of the resources that could have been employed to provide the things that the public sector provides. These resources may be used by individuals and businesses in the private sector if the government did not use them.
2. The cost of resources employed to enforce laws and collect taxes is the second opportunity cost.
3. The deadweight loss of taxation is the third opportunity cost of the government. A change in taxation generally results in a shift in people's motivations.
Hence, An example of opportunity cost for a nation is a country chooses to produce bananas instead of wheat.
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What is the relationship between a location’s in-stock probability and the lead time that location delivers on shipments to its customers?
There is no clear correlation between the two—a higher in-stock probability may indicate a shorter or longer lead time.
The in-stock probability is the possibility that orders for items will be filled within a given time frame. Pricing will fluctuate over time as demand and stock levels change. Your in-stock rate is a measurement of how much of the anticipated demand you now have in stock and available.
The given question is incomplete. The complete question is :
What is the link between a location's likelihood of having a product in stock and the lead time it takes to deliver shipments to customers?
a. The shorter the lead time, the better the likelihood of in-stock items.
b. There is no clear correlation; a higher in-stock probability may indicate a shorter or longer lead time.
c. The lead time is longer the more likely it is that the item will be in stock.
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based on the energy consumption and operating costs per passenger-mile, which would be the best overall strategy for cities to consider? group of answer choices create or improve a convenient, affordable, rail transit system improve and increase city bus routes, providing affordable, pleasant buses increase affordable, high-rise parking sites in multiple locations throughout the city create carpool lanes on all major routes
The greatest overall plan for communities to think about would be to build or upgrade a practical, affordability rail transit system.
What's a good illustration of affordability?If you reside in an area where rent is reasonable for the majority of its citizens, you can expect to pay a reasonable price for your own dinner. The word "affordable" can indicate "cheap" or it might imply meaning even if something is pricey, you have the resources to readily purchase it.
High affordability - what does that mean?When a family with median income can afford to buy an existing home with a median price, the HAI index is equal to 100. An increase in the index number reflects the affordability of home ownership for more households.
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What is an example of an experience component within an enterprise platform Mcq?
One illustration of an Experience component found within an enterprise platform is a system for handling client payments. This is a system where a customer places his order and pays for it through a mobile app.
Who is a customer?A customer is the recipient of good, service, product, or idea in sales, commerce, or economics that they have purchased from seller, vendor, or supplier in exchange for money or another useful consideration. Although an ultimate client might also be a consumer, it's equally possible that they bought goods for someone else to consume. A customer who is an intermediary is not at all consumers. The issue is rather convoluted because the final users of so-called industrial goods and services—who are also technically consumers—either consume the commodities and services they purchase outright or incorporate them into other finished products. They are typically referred to as industrial customers or the business-to-business customers instead of being called that.
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QUESTION 10 / 11 An asset is classified as goodwill on the balance sheet when a company purchases an asset at greater than fair-market value. According to GAAP, you can adjust goodwill when SELECT ONLY ONE an asset is sold stock prices go down a new asset is purchased stock prices go up goodwill is impaired
According to GAAP, you can adjust goodwill when goodwill is impaired
A unified set of accounting guidelines, methods, and standards known as generally accepted accounting principles (GAAP) were released by the Financial Accounting Standards Board (FASB). When their accountants put together a public company's financial statements, they must adhere to GAAP in the United States.
Ten basic principles serve as the framework for GAAP, which is a set of regulations. The International Financial Reporting Standards (IFRS), which are seen as more of a principles-based norm, are frequently used as a comparison. There have recently been initiatives to move GAAP reporting to IFRS because it is a more global standard.
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on april 12, hong company agrees to accept a 60-day, 7%, $6,600 note from indigo company to extend the due date on an overdue account. what is the journal entry that indigo company would make when it records payment of the note on the maturity date? (use 360 days a year.)
In order to record the note's payment on the maturity date, the Indigo Company would need to create a journal entry of $6677.
Explain about the journal entry?An entry in your journal serves as a record of a transaction in the financial records of your business. In double-entry bookkeeping, at least two journal entries must be created for each transaction. Because they might be quite numerous, a bookkeeper keeps track of all the changes a transaction might make to a business.
Instead of through a specific module or automatically as invoices or cash receipts are processed, general journal entries are immediately entered into the general ledger. An example of a depreciation expense entry is as follows: 9902 is the citation number. Date: 12/31/20. Depreciation cost ($10,500; account 6401).
A straightforward journal entry is one in which just one account is debited and one is credited.
Interest is calculated as follows: Principal Amount x Rate x Days / 365
Interest = $6,600 * 7% * 60/360
$77 plus interest
Cash due equals Principal Amount plus Interest.
Cash due = $6600 plus $77
Total Amount Due: $6677
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On April 12, Hong Company consents to accept a $9600, 60-day, 7% note from Indigo Company in order to postpone the payment deadline for a past-due account.
On november 1 alan company signed a 120-day 8?
A $9000, 120-day, 8% note payable with Alan Company was executed on November 1st.
$9000, 120-day, 8% note payable with Alan Company was executed on November 1st. What adjustment was made to the note's accrued interest as of December 31? 365 days a year (use). a. Credit Interest Payable and debit Interest Expense totaling $120. b. $120 in interest expense and $120 in interest payable. c. Credit Interest Expense for $240 and debit Interest Payable for $240. d. There isn't a need for an adjusting entry: O e Debit interest Expense, 5720; credit interest Payable, 5720
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when the audit client has engaged other audit firms to audit remote locations around the country, the principal auditor must mention the other auditors in his or her report. select one: true false
Under international auditing standards ,when the audit client has engaged other audit firms to audit remote locations around the country, the principal auditor must mention the other auditors in his or her report is the statement is false .
What is the duty of an auditor hired to conduct an audit?The auditor has a duty to prepare and carry out the audit in order to get a reasonable assurance regarding the absence of a major misrepresentation, whether brought on by fraud or error.The components whose financial information was audited by other auditors, their importance to the entity's overall financial statements, the names of the other auditors, and any conclusions that specific components are immaterial would all be noted by the principal auditor in the audit working papers.The primary auditor may study a written summary of the other auditor's processes and results, which may take the form of a completed questionnaire, or discuss the audit techniques used with the other auditor.The complete question is Under international auditing standards, when the audit client has engaged other audit firms to audit remote locations
around the country, the principal auditor must mention the other audit firms in the audit report.select one: true false
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What is inelastic in economics quizlet?
Inelastic in economics refers to the static quantity of a good or service when its price changes.
When suitable alternatives are unavailable, inelastic items are typically necessary. Utilities, prescription medications, and smokeless tobacco have the most frequent inelastic demand among all goods. Because demand for these products is constant regardless of price changes, businesses who sell them can be more flexible with pricing.
When a buyer's desire for a product does not fluctuate as much as a product's price change, this is known as inelastic demand. Demand is said to be inelastic when the price rises by 20% yet the decline in demand is only 1%. if the quantity demanded changes only slightly as a result of consumers' reactions to price changes. An economic idea known as "inelasticity" describes an item or service's unchanging quantity while its price varies. the term "inelastic demand".
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What 2 main methods do central banks governments use to reduce inflation?
The 2 main methods do central banks governments use to reduce inflation: Raise Interest Rates and Increase Taxes.
What is government?Government is the system by which a state or community is organized and managed. It refers to the system by which a society is politically structured, including the distribution of power and responsibilities between different levels of authority and the relationships between those in power. Governments can be classified in various ways, such as by size, scope, and form. In a democracy, government is run by the people, for the people, with the people’s consent. Government is responsible for creating and enforcing laws, managing public resources, providing public services, and protecting its citizens from internal and external threats. Governments may also be responsible for overseeing public healthcare, education, and welfare systems. In addition to this, governments may also regulate the economy, currency, and other aspects of life.
1. Raise Interest Rates: Central banks can raise interest rates to reduce inflation. This makes borrowing money more expensive, which reduces consumer spending and decreases inflationary pressure.
2. Increase Taxes: Governments can increase taxes to reduce consumer spending and decrease inflationary pressure. This can be done through a variety of different taxes, such as income taxes, value-added taxes, and sales taxes.
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What are the uses of vehicle?
A vehicle is a piece of equipment, like a auto, bus, or truck, that has an engine and is used to transport people around.
Vehicles are obviously used for transportation purposes. Everyone uses a vehicle to drive to work, trip to another state, go on holiday , and complete day-to-day errands. Vehicles have been used as a status symbol in the past and indeed now. In numerous communities, retaining a car is a sure sign that your financial situation is sound. Most probably, you've heard of at least one Safari Rally series. For case, the Dakar safari rally just ended. Indeed closer to home, Formula 1 races are known to involve the use of motorcars.
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currency risk management increases the expected cash flows to the firm. a. true b. false group of answer choices a b
TRUE, currency risk management increases the expected cash flows to the firm
The longest task is regarded as the most effective and efficient candidate activities to cut the length of a project in project management. Early tasks as opposed to later tasks are generally better candidates for shortening. One of the main dates used in project scheduling is the early start date, which is the earliest date on which a project manager starts an activity relative to all of its predecessors and successors. While later jobs employ the challenging approach, early tasks often use an easy approach to project launch.
currency risk management increases the expected cash flows to the firm. a. true b. false group of answer choices a b
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Which situation best illustrates how global trade promotes specialization brainly.
The antislavery movement in the 1800s compelled the government to treat the question of abolition seriously situation best illustrates how global trade promotes specialization brainly.
A government is a structure or organisation of individuals in charge of a planned network, most often a nation. In its broadest sense, government typically refers to the legislative branch, the executive branch, and the judicial branch. Authorities serve as both a vehicle for establishing policy and a means of enforcing organisational regulations. Many governments have some form of constitution that serves as a statement of their governing principles. While all organisations have governance, the term "government" is frequently used in particular to refer to the approximately 200 independent national governments and subsidiary organisations.
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the unadjusted trial balance at the end of the year includes the following: accounts receivable $98,000 allowance for doubtful accounts 1,000 both accounts have normal balances. the company uses the aging of accounts receivable method. its estimate of uncollectible receivables resulting from the aging analysis equals $5,800. what is the amount of bad debt expense to be recorded for the year? a. $7,800 b. $5,800 c. $6,800 d. $4,800
The amount of unsecured debt expenditure that needs to be reported for the year is $4,800, according to the statement.
What does the term "company" mean?A organization is a legal person that a group of people to conduct and manage a business venture, whether it be corporate or industrial. Depending here on corporate legislation of its country, a corporation may be set up in a variety of ways including tax and financial responsibility reasons.
Briefing:Information given in response to the query,
Uncollectible receivables = $5,800
Allowance for Doubtful Accounts = $1,000
Below is a breakdown of how bad debt expenses were calculated:
Estimated Uncollectible receivables - Allowance for doubtful accounts as per aging analysis
= $5,800 - $1,000
= $4,800
Therefore, we consider the accounts for the dubious allowance to have a credit balance.
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In the changing workforce, ________ play(s) a big role in customer satisfaction.
A.
recruiters
B.
marketing
C.
employee performance appraisals
D.
the organization's strategy
E.
employee attitudes and behaviors
In the changing workforce, employee attitudes and behaviors play(s) a big role in customer satisfaction: E.
What is customer satisfaction?Customer satisfaction can defined as what help to measure the satisfaction that a customers derived from a product or from the use of a product.
Example of customer satisfaction is when a customer purchase a product from a company and the company is happy because the product meet the customer expectation.
Therefore the correct option is E.
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at the time of the birth of a child, a parent wants to begin a college fund that will grow to $47000 by the child's 18th birthday. interest is compounded continuously at 6.5%. what should the initial investment (p0) be?
The annual interest rate earned by an investment account is expressed as the annual percentage rate (APR), which is also known as the nominal rate. When compounding happens more frequently than once a year, the term nominal is used.
What is investment ?
Investments are financial commitments made to acquire assets in the hopes that their value would rise over time. Investment necessitates the loss of a current resource, such as time, money, or effort.
In the world of finance, investing is done in order to profit from the asset being put to use. Unrealized capital appreciation (or depreciation), investment income like dividends, interest, or rental income, or a mix of capital gain and income this is known as an investment return may all be included in the return.
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Cherie pays her car insurance monthly. Her annual premium is $984. Each month she is charged a $2 convenience fee. If her annual premium is divided equally into twelve monthly payments, how much is her monthly insurance payment?.
If the annual fee is $984. She is charged $2 each month. fee for convenience Cherie's monthly insurance premium is $84 if her annual premium is divided equally into twelve equal payments.
What's an equation?Equations are groups of two or more expressions denoted by the Equal sign.
Given, Cherie pays $984 per year in premium.
$2 is added to the annual premium each month.
If the annual premium is divided equally into twelve-month payments, we must determine her insurance payment each month.
Divide 984 by 12 for each month to determine this: 984/12 82 We are aware that the monthly fee is $2.
Therefore, add 82 to charge 2.
As a result, Cherie's monthly insurance payment is $84: $82 plus $2.
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How can an accountant user connect an app to a client's QuickBooks online?
From the Install for Your Client drop-down box, choose your business or a client. Choose Install. Give QuickBooks permission to share your data with the chosen app. Set up any syncing preferences.
Intuit created and sold an accounting software suite called QuickBooks. QuickBooks products were first released in 1983 and were aimed primarily at small and medium businesses.
They offer cloud-based accounting programs that accept business payments, manage and pay bills, and manage payroll in addition to on-premises accounting tools. Intuit was founded in Mountain View, California by Scott Cook and Tom Proulx in 1983. The company created similar services for small business owners in response to the popularity of the Quicken program for wealth management.
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equity, inc. is currently an all-equity-financed firm. it has 10,000 shares outstanding that sell for $20 each. the firm has an operating income of $30,000 and pays no taxes. the firm contemplates a restructuring that would issue $50,000 in 8% debt which will be used to repurchase stock. show the value of the firm, eps, and rate of return on the stock before and after the proposed restructuring. was this a wise move by equity, inc.?
The ROE and EPS increase because of the leverage benefits of debt. EPS $3.47.Value $200,000 ROE 0.17.
Find the solution ?Calculate the number of shares repurchased.
= $50,000 ÷ $20
= 2,500 shares
Calculate the new number of shares.
= 7,500 shares
Calculate the EPS before restructuring.
Earnings for equity holders= Operating profit - Interest - Taxes
= $30,000 - $0 - $0
= $30,000
EPS = $30,000 ÷ 10,000
= $3
Calculate the EPS after restructuring.
Earnings after interest = $30,000 - ($50,000 × 8%)
= $26,000
EPS = $26,000 ÷ 7,500
= $3.47
Calculate the value of the firm.
Before restructuring = 10,000 shares × $20
= $200,000
After restructuring = {(7,500 shares × $20) + $50,000}
= $200,000
Calculate the return on equity (ROE).
= Net income / Shareholder equity
Before restructuring = $30,000 / $200,000
= 0.15
After restructuring = $26,000 / $150,000
= 0.17
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Where can you search for Apps that work with QuickBooks online?
•From the left menu, select Apps.
•Go to the Find apps tab.
•Enter the app name in the search bar or select the Browse category ▼ drop-down menu to check out different apps.
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What are the five 5 different stakeholder engagement approaches?
Unaware, Resistant, Neutral, Supportive, and Leading are the five 5 different stakeholder engagement approaches.
By communicating with and getting to know their stakeholders, businesses participate in stakeholder engagement. Companies may better understand their customers' needs by getting to know them, since this helps them determine what they want, when they want it, how involved they are, and how the plans and activities of the company will effect their objectives. The practise of including those who could be impacted by decisions made by an organisation or who might have an impact on how those decisions are carried out is known as stakeholder engagement. They could concur with the choices made or disagree with them, occupy important positions in the business or the community where it works, or have long-term effects. They might also be influential. Engaging stakeholders is essential to reaching the triple bottom line and practising corporate social responsibility (CSR).
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an increase in investment by americans in canada will have which of the following immediate effects? select an answer and submit. for keyboard navigation, use the up/down arrow keys to select an answer. a an increase in the u.s. financial account surplus b a decrease in the u.s. financial account surplus c an increase in the u.s. financial account deficit d a decrease in the u.s. financial account deficit e an increase in the u.s. current account deficit
An increase in investment by Americans in Canada will have a decrease in the U.S. financial account surplus.
An investment is what?An investment is a trade undertaken with the hope of earning money or increasing capital. Appreciation is the term for an asset's value rising over time. When someone invests in a product, they do not aim to use it for direct consumption rather as a means of generating money in the future.
How does investing function?We deposit funds into an account or fund with the intention of making a profit in order to invest. Over time, investing may yield higher returns (which may also involve more risk). For this reason, some people use investing to achieve long-term objectives like retirement.
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a national chain of grocery stores wants to finance the construction of several new stores. the firm has limited internal funds, so it likely will a. demand the required funds by selling bonds. b. demand the required funds by buying bonds. c. supply the required funds by selling bonds. d. supply the required funds by buying bonds.
A large grocery store chain wishes to raise the necessary money by issuing bonds in order to finance the building of numerous new outlets.
What called funds?The fund is really a collection of various people's financial assets that is gathered and managed by top industry experts. For generate higher returns, they accumulated or invested their money in a variety of shares, bonds, and other instruments.
What is the difference between fund and funds?There are various funds; plural form of fund. Money is also known as funds. You cannot purchase that television if you lack the necessary cash. You cannot take money from your bank account since there are not enough funds available.
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a corporation reported cash of $28,800, total assets of $470,000, and current liabilities of $161,090 on its balance sheet. its common-size percent for cash equals: multiple choice 6.13%. 100.00%. 1632.00%. 61.30%. 16.32%.
On its balance statement, a corporation showed income of $28,800, net revenues of $470,000, and payables of $161,090. Its typical proportion for cash is equal to 6.13%.
How much does cash equal?Liquid assets must be funds. Financial assets are the dollar sum of available cash that also includes commodities that are comparable to cash. Since cash and cash equivalents are the most current asset, they are always listed just on top line of a company's balance sheet.
The cash equivalent formula is what?Numerous liquidity measures are calculated using these cash equivalents: Current Liabilities divided by Cash = Cash Ratio. Cash And cash equivalents / Current Liabilities equals the current ratio. (Cash & Counter parts + A/R) / Payables is the quick ratio.
Briefing:Common Size % for cash = Cash/Total Assets
=28800/470,000
=6.1277%)
Cash = 6.13%.
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According to the Coase theorem, private parties can solve the problem of externalities if
a. the cost of bargaining is large.
b. the initial distribution of legal rights favors the person causing the negative externality.
c. property rights are clearly defined.
d. the number of parties involved is sufficiently large.
According to the Coase theorem, private parties can solve the problem of externalities if
a. the cost of bargaining is small.
According to the Coase Theorem, where there is a conflict between property rights, the parties involved can bargain or negotiate terms that fully reflect the actual costs and underlying values of the relevant property rights, leading to the most efficient conclusion.The importance of the Coase Theorem
A: According to the Coase theorem, parties that dispute about how to use a resource will reach a fair agreement regardless of who owns the property rights as long as those rights are well specified and there are no transaction costs.
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What is the similarities of analytics and analysis?
Analytics would be the study of logical analysis, where analysis would be the separation of a whole into smaller components.
Analytics aims to forecast the future but rather predict an outcome, whereas analysis focuses on the facts and statistics of what has already occurred and looks backward through time.
Finding patterns but also trends in information is the method of conducting data analysis. Giving meaning to the data is the practice of data interpretation. It entails describing the data's patterns as well as trends that were found. The first step includes data analysis, then comes data interpretation.
Business analytics seeks to analyze and report data in order to forecast future business success and analyze past company performance. business analysis, on the contrary hand, concentrates on functions as well as processes when identifying business requirements and making recommendations.
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Does everyone file federal taxes?
No, everyone is not required to file federal taxes.
Federal tax filing is not mandatory for everyone. Depending on one's income, filing status, and ability to be claimed as a dependent on another person's tax return, one may or may not be required to submit taxes. In general, one does not have to file a federal tax return if the total income for the year does not reach specific criteria.
An individual's ability to receive certain forms of income, their eligibility for certain credits and deductions, and whether they owe any taxes are just a few of the many other aspects that can influence whether they must submit a federal tax return. To find out if an individual has to file a federal tax return, they can check the IRS website or consult a tax expert.
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What are three ways that you can deposit withdraw or transfer money?
Utilizing an ATM, Simple is one of the most well-known cloud-based banks. Three options to deposit, withdraw, or transfer money are: 2. Speak with your bank; 3. Transfer.
What is withdrawal money?The withdrawal entails taking money out of a trust, pension, savings plan, or bank account. In some circumstances, requirements must be satisfied be order to withdraw money without incurring fees, and fees for early withdrawal typically apply when a provision of an investment contract is broken.
Why does withdraw mean?To bring back; remove; or draw back, aside: She took her hand off of his. His money were taken out of the bank. Retract or recall means to remove a false accusation. to make someone go through addiction withdrawal.
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in the context of the planning process, _____ are the targets or ends a manager wants to reach
a.strategies
b. plans
c.scenarios
d. goals
In the context of the planning process, goals are the targets or ends a manager wants to reach. Therefore, the correct answer option is: D. goals.
What is planning?In Business management, planning can be defined as a strategic process which typically involves developing and setting organizational objectives, targets, ends, and goals, as well as translating them into action plans or courses of action.
What is a goal?A goal can be defined as an outcome statement and strategic objectives that defines what an individual or a group of people (team members) hope to successfully achieve (accomplish) in the future i.e over a specific period of time.
This ultimately implies that, a goal is simply a futuristic idea, an objective, or desired result that an individual envision, plan, and commit to achieve over a specific period of time.
In this context, we can reasonably infer and logically deduce that all of the targets or ends a manager desires (wants) to reach are generally referred to as goals.
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Is stockbroker a good career in India?
Yes, making a career in stock market is a good option in India and youths are aiming their interest in this field.
Due to the policies of liberalization in the economy a career in share market is becoming a more suitable options for the youth. Various companies are employing stockbrokers within their organizations so that the terms of the stocks in the share market are explained to the clients of the company by the stockbrokers. The companies include domestic as well as foreign countries. The stockbrokers also work as analyst for the organization by looking at the trends of the stock and they inform the organizations that which stock will be beneficial and which will be in a loss.
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