The fact that Viviana bought the energy bar at the check-out counter means that this was a Nudge.
What is a nudge?This is a strategy employed by stores to sell more goods by placing those goods at the checkout counter.
When a customer like Viviana is paying for the other things they bought, their eyes catch the displayed goods and buy them.
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Fractional reserve banking is useful for banks because it:
O A. allows the value of loans to exceed the value of cash reserves.
OB. combines the services of both commercial and retail banks.
OC. divides large accounts into smaller ones that are easier to
manage.
OD. pressures customers to accept higher interest rates on loans.
How should disability payments, which are non-taxable, be analyzed in order to fairly calculate the customer’s ability to pay?.
The person's ability to pay is determined by your T-2 calendar year income is analyzed in order to calculate customer’s ability to pay.
What is disability payments?Disability payment are the payments given by the government of the nation for the people who are not able to work because of the major issue in their body. This payment has some criteria and based on that criteria a person is liable for liability payments benefits.
Thus, The person's ability to pay is determined by your T-2 calendar year
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It will be difficult to institute fiscal policy in a stabilizing manner because politicians will find
It will be difficult to institute fiscal policy in a stabilizing manner because politicians will find budget deficit more attractive during recession.
What is budget deficit?Budget deficit occur when the government spending or expenditure is more than the revenue.
It will be hard to institute fiscal policy based on the fact that politicians will find budget deficit more attractive during recession in which on the other hand they will be unwilling to run budget surplus when their is an expansion.
Therefore they will find budget deficit more attractive during recession.
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A company's cost of capital is mainly determined by ______________. *
The cost of capital of a corporation is majorly dependent upon the capital structure.
What is capital structure?
The mix of various forms of finances used by a business to meet its capital requirements is known as the capital structure of such business. It may consist of equity, accumulated profits, and debts.
Hence, the capital structure determines the cost of capital of a company.
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Victor works for a telemarketing company that is on a very tight budget. He has been tasked with finding a method for the company's employees to share, organize, and update their telemarketing records so other employees can follow up. Employee shifts are staggered. Many employees are never in the office at the same time and some work from home. What telecommunications technology can Victor's company use
The telecommunications technology that Victor's company can use is a wiki.
What is telecommunication?It should be noted that telecommunication simply means the communication over distance by cable, telegraph, or telephone.
In this case, the telecommunications technology that Victor's company can use is a wiki. This important for the communication.
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In recording an accrual adjusting entry to account for revenues earned but not yet collected, ______.
Answer:
An asset is increased.
Explanation:
In recording an accrual adjustment to account for revenues earned but not yet collected: -An asset is increased since cash will be collected at a later date.
You own a small manufacturing business that produces widgets. You have spent $400,000 acquiring the fixed assets you need to produce widgets. Each widget costs you $3 to make and they sell for $25 each, so your variable cost is 12% of the overall revenue. At your current level of operating leverage, how many widgets must you sell to break even
At the current level of operating leverage, the small manufacturing business needs to sell 18,182 units of widgets to break even.
What is the break-even point?The break-even point is the level of production and sales required so that the entity does not incur any losses or earn any profits.
At the break-even point, the total costs (fixed and variable) equal the sales revenue.
Data and Calculations:Fixed assets = $400,000
Production cost of each widget = $3
Selling price per unit = $25
Variable cost per unit = $3 ($25 x 12%)
Contribution margin per unit = $22 ($25 - $3)
Break-even point in units = Fixed Costs/Contribution margin per unit
= 18,182 units ($400,000/$22)
Thus, at the current level of operating leverage, the small manufacturing business needs to sell 18,182 units of widgets to break even.
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Josh works for a large, multinational corporation. He has some new ideas for the product his department markets. To share his ideas, he must first share it with his assistant manager, who then meets with the department head. The department head in turn will have to meet with the division chair, who can take it to the marketing committee for a decision. Josh's company, like many organizations, is a
Josh's company, like many other organization, is a hierarchical organizational structure.
What is a hierarchical organizational structure?A hierarchical organizational structure is a formal type of structure that is usually followed by the multi-national and large industries.
It is a systematic structure, in which decisions are made by the top management. Then, the decisions being made by the top level will be followed by the other departments.
It is a formal decision making process.
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What would break the link between a linked table and the original database? Check all that apply.
Orenaming the original database
Osaving a copy of the table as another name
O moving the original database to another folder
O exporting a copy of the table to another database
O embedding a copy of the table in another database
The movement of the original database to another folder would break the link between a linked table and the original database.
What will the movement of the original database do?When the original database is moved, the linked table will be disrupted from synchronization with the database.
Hence, the movement of the original database to another folder would break the link between a linked table and the original database.
Therefore, the Option C is correct.
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Answer:
renaming the original database
moving the original database to another folder
Explanation:
I just did it :)
Your utility expense grew from $233 to $267. in the same period, your staffing expense grew from $1,266 to $1,411. which expense had the higher percentage growth rate?
Answer:
Staffing expense
Explanation:
Staffing expense had the higher percentage growth rate
(233/267) × 100 = 87.265917603
(1266/1411) × 100 = 89.7236002835
____________ risk refers to the danger of changes in buying power during times of rising or falling prices.
The risk refers to the danger of changes in buying power during times of rising or falling prices is known as inflation.
What is a risk?
Risk refers to the uncertainty or probability of an accidental event that will affect the decision-making of an individual or organization. In business the higher the risk, the higher the profit is achieved.
Inflation is defined as the ratio at which prices rise over time. Inflation is usually defined as a wide measure of price increases or increases in the cost of living in a place affecting its citizens.
Inflation diminishes the purchasing power of individuals which leads to high risk for investors who paid a fixed rate of interest on the investment. Most concerned about inflation-reducing returns are those individuals who invested in cash equivalents.
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Where can current exchange rates and trade information be found?
...the currency's representative exchange rate...
Tyler, a self-employed taxpayer, travels from Denver to Miami primarily on business. He spends five days conducting business and two days sightseeing. His expenses are $400 (airfare), $150 per day (meals at local restaurants), and $300 per night (lodging). If required, round your answers to the nearest dollar. What are Tyler's deductible expenses in the below year: 2023 $fill in the blank 1 2022 $fill in the blank 2
The deductible expenses for Tyler in these years are:
2023 = $22752022 = $2650How to solve for the deductible expensesAir fare = 400 dollars
Lodging = 300 x 5
meals = 150 x 5 x 50%
Total in 2023 = 400 + 1500 + 375
= $2275
The deductible for 2022400 + 5x150 + 5x300
= $2650
Hence the total deductible in 2023 = $2275
and in 2022 = $2650
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The five 10-year semi-annual coupon bonds listed below are of comparable risk and have the same call provision: 5 years of call protection (NC-5), after which bonds are callable at 105% of par in the 6th year and declining ratably thereafter (103.75, 102.5, 101.25 and par in years 7, 8, 9, and 10, respectively). Which of these bonds appears to face the highest call risk
The bond that has the highest call risk based on the groups is A bond priced at 90 with 8 years to maturity.
What is the call risk of a bond?This is the risk that a person that issues bonds would have to redeem the bond before it gets to its maturity. The bond would be a callable bond.
The holder of the bond is going to get value based on the price of this bond.
Complete questionThe five 10-year semi-annual coupon bonds listed below are of comparable risk and have the same call provision: 5 years of call protection (NC-5), after which bonds are callable at 105% of par in the 6th year and declining ratably thereafter (103.75, 102.5, 101.25 and par in years 7, 8, 9, and 10, respectively). Which of these bonds appears to face the highest call risk?
A bond priced at 90 with 2 years to maturity
A bond priced at 90 with 8 years to maturity
A bond priced at 105 with 4 years to maturity
A bond priced at 115 with 2 years to maturity
A bond priced at 120 with 2 years to maturity
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XYZ Corp. issued 13 years ago at a coupon rate of 8 percent. The bonds make semiannual payments. If these bonds currently sell for 115 percent of par value, what is the YTM
Answer:
what is geography
Explanation:
what is geography?
How does the truth lending act impact/benefit Lenders
The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.
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While creating its afi strategy framework, gordon's consultants decided what markets the firm should compete in. by doing this, what type of strategy did the company devise
By deciding what markets should the firm compete in, the Gordon's Consultants devised corporate strategy.
What is a corporate strategy?A strategy, which is a part of functioning of a business organization and involves highly efficient decision-making for the purpose of achieving its organizational goals, is known as a corporate strategy.
Hence, the significance of corporate strategy is aforementioned.
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What is the length of the cash conversion cycle for a firm with $3 million in inventory, $1.5 million in accounts payable, a collection period of 40 days, and an annual cost of goods sold of $18 million
The length of the cash conversion cycle for a firm with $3 million in inventory is 70.41 days.
How to calculate the days?Days of inventory outstanding= 365/ Inventory turnover
Formula for calculating inventory turnover:
Inventory Turnover = Cost of Goods Sold/Average Inventory
= $18 million / $3 million
= 6
Days of inventory outstanding= 365/ 6 = 60.83 days
Days of payable outstanding= 365/ Payables turnover
Payables turnover = Cost of Goods Sold/ Average Payables
= $18 million / $1.5
= 12
Days of payable outstanding= 365/ 12
= 30.42 days
Cash conversion cycle= Days of inventory outstanding + Days of sales outstanding – Days of payables outstanding
= 60.83 days + 40 days - 30.42 days
= 70.41 days.
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PLEASE HELP!! NO SPAM!!! I'm literally about to have a mental breakdown because i cant figure these questions out
Based on the students who passed, the probability that a random student gets an A in Statistics or Psychology or both is 0.226.
The probability that a random student did not get an A in Psychology is 0.84.
What are the probabilities of getting an A in psychology?In order to find out the probability that a person got an A in either Statistics, Psychology, or both, the formula is:
= Probability of A in Psychology + Probability of A in Statistics - ( Probability of A in Psychology and Statistics)
= (80 / 500) + (82 / 500) - ( 49 / 500)
= 0.16 + 0.164 - 0.098
= 0.226
The probability of not getting an A in Psychology is:
= 1 - Probability of A in Psychology
= 1 - (80 / 500)
= 0.84
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Which of the following aggregate planning strategies is known to lower employee morale? Group of answer choices back ordering during high demand periods counterseasonal product and service mixing changing inventory levels yield management varying work force size by hiring or layoffs
The planning strategies that is known to lower employee morale is varying work force size by hiring or layoffs.
What is Employee morale?Employee morale serves as the attitude as well as satisfaction that an employee shows in an organization, and this can be seen during their association with other employees as well as customers in that organization or a business.
Therefore , varying work force size by hiring or layoffs will reduce
Employee morale.
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According to marketers, what happens when a frozen yogurt customer, radley, goes on social media promoting his preference about a yogurt shop’s service and flavor offerings?.
What happens when a frozen yogurt customer, radley, goes on social media promoting his preference is: he potentially generates new business.
Who is a marketer?A marketer is someone to help to market a company product by creating product or brand awareness so as to attract potential customers.
If he is promoting or creating awareness about his preference, this means that he had created a new business which he want people to know about.
Therefore he potentially generates new business.
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Social media sites can provide a firm with insights into a consumer's opinions about the firm and Blank______. Multiple choice question. the consumer's opinions about the firm's competition the opinions about the firm from the consumer's neighbors the consumer's neighbors' opinions about the firm the opinions about the firm's competition from the consumer's relatives
Social media sites can provide a firm with insights into a consumer's opinions about the firm and the opinions about the firm from the consumer's neighbors.
How social media helps the firm to get the idea of trends?Social media helps the company to get the trend and idea about the latest things going on in the world or the latest challenges going on the world. Everything which is happening on the country was on social media platform.
Thus, option B is correct.
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A mixed-market economy is best defined as an economy
with some government intervention.
without government intervention.
with some externalities.
without corporate compliance.
Answer:
A. with some government intervention
Explanation:
A mixed economic system is a system that combines aspects of both capitalism and socialism. A mixed economic system protects private property and allows a level of economic freedom in the use of capital, but also allows for governments to interfere in economic activities in order to achieve social aims.
Over the past forty years, the Federal Reserve has responded to high inflation by pursuing policy to _______________ the federal funds rate, and has responded to high unemployment by pursuing policy to _______________ the federal funds rate.
The Federal Reserve has responded by increasing the federal fund rate in high inflation and by decreasing the same rate in the higher unemployment situation during the span of forty years.
What is inflation?Inflation is the situation where the price of goods and services have been increased significantly and reduces the purchasing power of people.
The federal rate of funds enhances in the scenario of high inflation whereas the federal funds rate tends to decrease in the scenario of higher unemployment by the Federal Reserve in the economy of the US country.
Therefore, the federal fund rate rises in inflation and falls in unemployment as applied by the Federal Reserve.
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Angela's bank gave her a 2-year add-on interest loan for $6,440 to pay for new equipment for her antiques restoration business. the annual interest rate is 7.62%. how much interest will she pay? what are her monthly payments?
but i dont no the answer i think it is 1000 i dont no
The time frame for loan repayment for the borrower. Interest Rate: The rate of growth in the amount owing, typically represented as an annual percentage rate (APR).
What is loan ?Loan Payments: The sum of money required to be paid each week or month in order to fulfill the loan's conditions.
Interest rates have a big impact on loans and how much the borrower will ultimately pay. Larger interest rate loans have longer payback periods or higher monthly payments than lower interest rate loans.
For instance, if a borrower takes out a $5,000 installment or term loan with a five-year term and a 4.5% interest rate, their monthly payment for the next five years will be $93.22.
Calculation of Interest
Given in Question
Loan amount = $ 6,440
Interest Rate = 7.62 %
Time = 2 years paid monthly
[tex]6440*7.2%/12= 38.64 (monthly Interest)\\6440/24 = $ 268.34\\Total payment Monthly = 306.97\\[/tex]
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Phil paid $75,000 for his house. It is insured for $65,000. The market value is $85,000. The outstanding mortgage balance is $68,000, and he has to pay annual real estate taxes of $2,000. When Phil lists his house on his balance sheet, he should record: Group of answer choices $75,000 $68,000 $65,000 $70,000 $85,000
When Phil lists his house on his balance sheet, he should record D. $85,000.
What is the value of an asset on the personal balance sheet?Since Phil is not a business entity, he should use the market value of the house to record it on the balance sheet.
The balance sheet shows the current financial position (assets and liabilities) at a point.
Data and Calculations:House price = $75,000
Insurance = $65,000
Market value = $85,000
Outstanding mortgage balance = $68,000
Annual real estate taxes = $2,000
Thus, when Phil lists his house on his balance sheet, he should record D. $85,000.
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Quinoa farms just paid a dividend of $2.95 on its stock. the growth rate in dividends is expected to be a constant 3.4 percent per year indefinitely. investors require a return of 15 percent for the first three years, a return of 13 percent for the next three years, and a return of 11 percent thereafter. what is the current share price
Based on the dividend growth rate and the required return on Quinoa Farms stock over the years, the current share price is $34.93.
What is Quinoa farm's current stock price?This is the sum of the present values of the dividends using the various required returns.
The dividends for the years are:
Year 1:
= 2.95 x ( 1 + 0.034)
= $3.0503
Year 2:
= 3.0503 x ( 1 + 0.034)
= $3.1540
Year 3:
= 3.154 x 1.034
= $3.2612
Year 4:
= 3.2612 x 1.034
= $3.3721
Year 5:
= 3.3721 x 1.034
= $3.4868
Year 6:
= 3.4868 x 1.034
= $3.6053
Year 7:
= 3.6053 x 1.034
= $3.7279
This allows us to calculate the terminal value at year 6:
= 3.7279 / (11% - 3.4%)
= $49.05
The current price is:
= 3.0503 / 1.15 + 3.1540 / 1.15² + 3.2612 / 1.15³ + 3.3721 / (1.15³ x 1.13) + 3.4868 / (1.15³ x 1.13²) + 3.6053 / (1.15³ x 1.13³) + 49.05 / (1.15³ x 1.13³)
= $34.93
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pls helppp...
19. A business provided the following information [Refer to image]. What was the total of the current liabilities?
a) 13 200
b) 15 400
c) 31 200
d) 32 700
Answer:
32 700
Explanation:
that is the answer 32 700
A _____ allows those within the various organizational departments and positions to know exactly what are an individual's responsibilities..
A Job description allows those within the various organizational departments and positions to know exactly what are an individual's responsibilities. This is further explained below.
What is Job description?Generally, Job description is simply defined as a written statement of a worker's duties.
In conclusion, An individual's duties and obligations are laid out in a job description, which helps people in different organizational divisions and roles.
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The ____ is a multiple choice examination that evaluates the skills of the applicants for enlistment in the US military.
The Armed Services Vocational Aptitude Battery (ASVAB) is a multiple-choice examination that evaluates the skills of the applicants for enlistment in the US military.
This is further explained below.
What is the Armed Services Vocational Aptitude Battery (ASVAB)?Generally, The Armed Services Vocational Aptitude Battery (ASVAB) is a multiple-choice test that assesses applicants' skills for enrollment in the United States military.
In conclusion, The United States Military Entrance Processing Command uses the Armed Services Vocational Aptitude Battery (ASVAB), a multiple-choice exam, to screen applicants for possible service in the armed forces.
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