Answer:
retail charge cards
Explanation:
A credit card can be defined as a small rectangular-shaped plastic card issued by a financial institution to its customers, which typically allows them to purchase goods and services on credit based on the agreement that the amount would be paid later with an agreed upon interest rate.
Hence, the use of credit cards by consumers broadens a small company's customer base.
This ultimately implies that, small businesses or companies who avail their customers the opportunity to pay using a credit card will increase the number of customers that would patronize them because they are typically buying the goods and services on credit.
Generally, there are three (3) main types of credit card and these includes;
I. Debit card.
II. Prepaid card.
III. Retail charge cards.
A retail charge card can be defined as a type of credit card commonly issued by retailers to their customers in order to avail the customers an ability to charge their goods and services to a specific amount that has been established prior to a purchase.
Hence, it is most common in merchant department, car rental firms, oil companies, clothing stores and other high-volume outlets, where customers are likely to make several purchases each month.
Sarah has $200,000 in her checking account. Sarah's bank puts $100,000 of it into reserves, and lends the remaining $100,000 to John. John uses the funds to buy a house from Peter, who takes the $100,000 he earned in the sale and puts it in his savings account. John's bank puts $98,000 of these funds into reserves, and uses the remaining $2,000 to make a new loan to Olga. Olga takes this loan in cash since she is about to go on a road trip. Based on the information provided, what is the money supply (M2) in this economy
Answer:
The money supply (M2) in this economy is:
= $302,000.
Explanation:
a) M2 includes cash, checking deposits, and convertible near money (or savings and time deposits, certificates of deposit, and money market funds). M2 is always higher than M1, which is made up of cash and checking deposits only.
b) Data and Calculations:
M2 in this economy equals to:
Sarah's deposit of $200,000
Peter's deposit of $100,000
Olga's cash of $2,000
Total M2 = $302,000
During economic downturns the number of Americans without jobs increases. According to the principle that one person's spending is another person's income: Please choose the correct answer from the following choices, and then select the submit answer button. Answer choices the reduction in spending by the unemployed workers will further lower incomes. the reduction in the number employed will reduce the costs of goods and services. the higher number of unemployed will increase enrollment into colleges. availability of workers will increase opportunities for new businesses.
Answer: The reduction in spending by the unemployed workers will further lower incomes
Explanation:
Economic downturn is when there's a reduction in the economic activity. During thus period, there's rising unemployment, reduction in investment, low consumer confidence etc.
Based on the principle that one person's spending is another person's income, the reduction in spending by the unemployed workers will further lower incomes. This is because an increase in the productive economic activity depends on cash transfers.
Since there's an economic downturn, there'll be a decrease in spending since there's less money available to the people, hence this will further lead to decrease in the income.
Roster Co. adjusts its Allowance for Doubtful Accounts at year end. The general ledger balances for the Accounts Receivable and the related allowance account before adjustment were $1,500,000 and $45,000, respectively. Roaster estimates its necessary balance in its Allowance for Doubtful Accounts as 4% of the Accounts Receivable balance. What amount should Roaster record as an adjustment to its Allowance for Doubtful Accounts at year end
Answer:
"$15,000" is the appropriate answer.
Explanation:
Debts opening balance,
= $45,000
According to the question,
The allowance to be created for the doubtful accounts will be:
= [tex]1500000\times 4 \ percent[/tex]
= [tex]1500000\times 0.04[/tex]
= [tex]60,000[/tex] ($)
hence,
The balance amount to be created will be:
= [tex]60000-45000[/tex]
= [tex]15,000[/tex] ($)
Which of the following is an example of internal compliance?
A. An accounting firm adheres to the Sarbanes-Oxley Act to prevent
fraud.
B. A hospital's staff members participate in state-mandated training
sessions every year.
C. A fast food restaurant follows Department of Agriculture
regulations for food preparation.
O D. A publishing company prevents its employees from using office
computers for personal use.
Answer:
D. A publishing company prevents its employees from using office computers for personal use.
Explanation:
An internal compliance can be defined as certain strategic measures adopted or put in place by an organization (company) within its own business by setting rules and standards, best practices, internal procedures, establishing policies and maintaining a level of quality so as to successfully achieve its aim, goals and objectives.
Basically, it comprises of specific business ethics or code of conduct that employees working in an organization must completely adhere to or strictly follow at all times. Also, it is often referred to as human resource (HR) compliance.
Hence, an example of internal compliance is the situation in which a publishing company prevents its employees from using office computers for personal use.
Answer:
D. A publishing company prevents its employees from using office computers for personal use.Explanation:
Angelique has to make a presentation to the board of trustees and include precise statistics to convey her points. She is particularly concerned with the accuracy of her supporting materials. What style of delivery would be most appropriate for her context
The style of delivery that would be most appropriate for her context is to read a manuscript.
What is a manuscript?It should be noted that a manuscript simply means a document that's written by hand rather than typed.
In this case, the style of delivery that would be most appropriate for her context is to read a manuscript.
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Differences between private and public company
here's your answer..
Answer:
The public company refers to a company that is listed on a recognized stock exchange and its securities are traded publicly. A private company is one that is not listed on a stock exchange and its securities are held privately by its members.
Explanation:
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What information does a person need to know before renting an apartment?
O The salaries earned by the building employees.
O If electricity is included in the rent of the apartment.
O The property taxes on the building that are paid by the owner.
o If the apartment building has a mortgage.
Answer:2
Explanation:
2
Which of the following is NOT an example of using the right words?
A. Avoid slang.
B. Choose words the average person will understand.
C. Use lots of technical terms.
D. Stay away from jargon.
Answer:
i think d it might not be right
Explanation:
Answer:
C: use lots of technical terms
Explanation:
A is correct; slang isn't used for formal papers. B is also correct; when you're writing to someone, you don't want to use complicated words that they may not understand. D is also correct; jargon is complicated vocab used in a field, and many people don't understand it. C is incorrect, however; technical terms people may not understand.
Walmart, Domino's, and Avis Rent-a-Car are examples of
a. agents.
b. industrial distributors.
C. retailers.
d. wholesalers.
Answer:
they are examples of retailers
You rented space for a kiosk at the mall last year for the holiday season for $750. This year they increased it to $825. What is the percent increase?
Answer:
10%
Explanation:
Cost of kiosk last year = $750
Cost of kiosk this year = $825
Percentage increase = $825-$750 / $750 * 100
Percentage increase = $75 / $750 * 100
Percentage increase = 10%
So the percentage increase in the cost of rent is 10%.
What is your favorite music artist? Mine is juice WRLD
Answer:
Same!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Question 6 of 10
A country exports goods and services valued at $400 million in a year. During
that same year, the country imports goods and serves valued at $300 million.
Which conclusion best describes the country's balance of trade?
O A. The country has a trade surplus.
B. The country has established a comparative advantage.
C. The country has established an absolute advantage.
D. The country has a trade deficit.
SUBMIT
If a country exports goods and services valued at $400 million in a year and in the same year imports goods and serves valued at $300 million, it can concluded from its balance of trade that the country has a trade surplus. Thus, option A is correct.
What is balance of trade?The difference between a country's exports and imports for a certain period is known as the balance of trade (BOT). The main component of a country's balance of payments (BOP) is the balance of trade.
A country with a trade deficit imports more products and services than it exports in terms of value, whereas a country with a trade surplus exports more goods and services than it imports. The BOT can be calculated by subtracting the total value of its exports from the total amount of its imports.
The balance of trade for this country will be the difference between its exports and imports. It is given that the country exports goods and services valued at $400 million in a year and the country imports goods and serves valued at $300 million. So its balance of trade will be $100 ($400-$300) as trade surplus.
Therefore, the country shows a trade surplus.
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Carla and John enter into a partnership and form a business. Under the partnership agreement, Carla is directly responsible for the management of the firm and its liabilities. John has a minor financial stake in the firm and works there, but he is not held responsible for the taxes and debts owed by the firm. In the context of the legal forms of business, Carla and John have formed a _____,
Answer:
limited liability partnership
Explanation:
From the question, we are informed about Carla and John who enter into a partnership and form a business. Under the partnership agreement, Carla is directly responsible for the management of the firm and its liabilities. John has a minor financial stake in the firm and works there, but he is not held responsible for the taxes and debts owed by the firm. In this case, under context of the legal forms of business, Carla and John have formed a limited liability partnership. limited liability partnership can be regarded as flexible legal as well as tax entity which give room for
partners to benefit from economies of scale through their working together as with this there would be reduction in their liability for the actions of other partners. As regards any legal entity, the law of
should be checked before one get too excited.
.
The common stock of ABC, Inc., has a beta of 1.13 and a standard deviation of 21.4 percent. The market rate of return is 12.7 percent and the risk-free rate is 4.1 percent. What is the cost of equity for this firm
Answer:
The appropriate answer is "13.82%".
Explanation:
Given:
Risk free rate,
[tex]R_f=4.10[/tex]
Beta of stock,
[tex]\beta=1.13[/tex]
Market rate,
= [tex]12.7[/tex]
Now,
The market risk premium will be:
⇒ [tex]R_p[/tex] = [tex]Market \ rate-Risk \ free \ rate[/tex]
= [tex]12.7-4.1[/tex]
= [tex]8.60[/tex] (%)
hence,
The cost of equity will be:
⇒ [tex]r=R_f+\beta\times R_p[/tex]
[tex]=4.10+1.13\times 8.60[/tex]
[tex]=4.10+ 9.718[/tex]
[tex]=13.82[/tex] (%)
When many men in the Baby Boomer age group started getting gray hair, they were reluctant to use hair dyes made for and marketed to women. To address this reluctance, hair care product manufacturers (such as the makers of Just For Men hair coloring) introduced hair-dying systems to be used on men's heads and facial hair. In this example, what type of segmentation did the hair care product manufacturers use to define their target markets
Answer:
demographic segmentation
Explanation:
Demographic segmentation includes many variables and categories, for example: age, income level, gender, family status, race, culture, gender, etc.
In this specific case, the market was segmented based on age; men entering middle age that were starting to get gray hair.
With allocative efficiency: A) the state of technology, or methods used to produce output, do not change. B) the available supplies of factors of production are fixed in both quantity and quality. C) there is production of any particular mix of goods and services in the least costly way. D) there is production of that particular mix of goods and services most wanted by society.
Answer:
D) there is production of that particular mix of goods and services most wanted by society.
Explanation:
When the efficiency is allocated so the production of the specfic goods and services that are mix would be considered and wanted by the society. Also the allocative efficiency could be accomplished at the time when the goods and services are distributed in optimal manner with regard to the demand of the consumer, in this the marginal cost would be equivalent to the marginal utility
Therefore the option d is correct
* I ONLY HAVE AN HOUR LEFT*
The relationship between the level of spending and the income earned is :
A)Positive
B)Negative
Answer:
Positive.
Explanation:
The relationship between the level of spending and the income earned is positive. This implies that there is a relationship in which both indicators run in parallel, so that if income rises, the level of expenses will also tend to rise; While if income falls, the same will necessarily happen with the level of spending.
This occurs for a logical question: the greater the amount of money earned by a person, the greater the amount of money available to him to spend on different goods and services; and vice versa.
The higher wages college graduates receive are primarily due to discrimination Answer A: discrimination A differences in working conditions Answer B: differences in working conditions B on-the-job training Answer C: on-the-job training C differences in bargaining power Answer D: differences in bargaining power D differences in human capital ap microeconomics
Answer:
A differences in working conditions
Explanation:
The working conditions of the employees matters a lot when it comes to determine the wages of the employees. There is always a discrimination made based on the working condition, the level of education received by the employees and many more.
Thus the higher wages received by the college graduates is mainly due to the working condition and the responsibilities that they are going take while working in an organization when compared to their sub-ordinates.
What best determines whether a borrower’s interest rate on an adjustable rate loan goes up or down? a fixed interest rate a bank's finances a market's condition a person's finances
The factor that determines whether a borrower’s interest rate on an adjustable rate loan goes up or down is a market's condition.
An adjustable-rate mortgage can be regarded as mortgage loan in which the interest rate can undergo adjustment, and this is can be done with respect to cost of the lender of borrowing on the credit market.
However, this loan can be given out base on the lender's standard variable rate/base rate.
We can conclude that market's condition do determine whether a borrower’s interest rate on an adjustable rate loan goes up.
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Answer:
the answer is c
Explanation:
just took the test
and explain to laws that protect citizens against gender-based violence in our country
Answer:
Domestic Violence Act (1998)
Explanation:
The Government, constitution and the legislation protect individuals or women against all sorts of person-to-person violence against women or gender. The Domestic Violence Act protects against various forms of violence against women, and the Security Against Human Rights act (2011) protects against harassment.
14 Write any five differences between partnership
and Joint stock company
here's your answer..
You purchase $300 worth of the same stock every quarter for one year at prices per share of $15, $12, $10, and $20, respectively. By using this dollar-cost averaging strategy, you paid less overall than the average share price of $14.25. What was the average cost per share that you paid?
please help
Answer:
An apple, potato, and onion all taste the same if you eat them with your nose plugged
Explanation:
High student loan payments can impact all of the following life decisions except _____.
a)getting married
b)buying a car
c)being abele to afford food
d)buying a house
Hi there!
Answer:
Option A, see below!
Explanation:
If you are high in student loan debt, your DTI (debt-to-income) ratio will be closer. The more farther apart the two numbers are the better. The more closer to each other they are the worse. High student loans can affect buying a car, getting food and buying a house because you need money for these, unlike getting married. The answer is option A.
At Furman Company, managers go through a lengthy budgeting process wherein each department manager is required to provide documentation justifying every expected expense. Furman uses ____ budgeting.
Answer:
zero-base
Explanation:
Zero-based budgeting is the process of distributing the money into expenses, saving and the payment of debt. Here the objective is that the income should be minus your expenses equivalent to zero at the closing of the month. It can be repeated the categories of the expenses and the amount each & every month
Therefore as per the given case, the zero-base budgeting is considered
Is the sales manager a subordinate? explain why?
Jupiter Co. applies overhead based on direct labor hours. The variable overhead standard is 4 hours at $12 per hour. During February, Jupiter Co. spent $113,400 for variable overhead. 9,150 labor hours were used to produce 2,400 units. What is the variable overhead efficiency variance
Answer:
YOUR ANSWER IS GIVEN BELOW:
Explanation:
Variable overhead efficiency variance
= (SLH - ALH) * SR
= (2400*4 - 9150) * 12
= 5400 F
Match the term with its definition Question 2 options: a method of advertising or selling that uses false claims to lure people into buying worthless or harmful products when a person deceives another person into buying products or services that he or she knows are ineffective or harmful the use of bandages or nonporous garments to compress body parts; also advertised for a method of weight-loss. 6 the best choice for staying hydrated. 5 a trendy weight-loss plan that promises dramatic results and are not healthy for you. 7 contains high levels of sugar and caffeine and has been linked to increases in weight and even obsesity. a product taken orally that contains one or more ingredients (such as vitamins or amino acids) that are intended to boost / be an additive to one's diet and are not considered food
Answer:
The answer is below
Explanation:
Matching the definition with the right words or terms, we have the following:
1. QUACKERY: a method of advertising or selling that uses false claims to lure people into buying worthless or harmful products.
2. FRAUD: when a person deceives another person into buying products or services that he or she knows are ineffective or harmful.
3. FIGURE WRAPPING: the use of bandages or nonporous garments to compress body parts; also advertised for a method of weight loss.
4. COOL WATER: the best choice for staying hydrated.
5. FAD DIETS: a trendy weight-loss plan that promises dramatic results and is not healthy for you.
6. COCA-COLA: contains high levels of sugar and caffeine and has been linked to increases in weight and even obesity.
7. DIETARY SUPPLEMENTS: a product taken orally that contains one or more ingredients (such as vitamins or amino acids) that are intended to boost/be an additive to one's diet and are not considered food
A company budgeted $148,000 sales on account for June, $120,000 for July, $211,000 for August, $198,000 for September, and $164,000 for October. Collection experience indicates that 60% of the budgeted sales will be collected the month after the sale, 36% will be collected the second month, and 4% will be uncollectible. Which month should have the largest amount of cash receipts from accounts receivable budgeted
Answer:
October
Explanation:
The computation of the month in which the largest amount of cash receipts is there
So, for that the calculation is to be needed
= $211,000 × 36% + $198,000 × 60%
= $75,960 + $118,800
= $194,760
For this month, the cash receipts from the account receivable is high
So the same should be considered
What is an investment portfolio?
A. A selection of varied accounts
B. A selection of varied instruments
C. A selection of varied applications
D. A selection of varied stocks and bonds
Answer:
In finance, a portfolio is a collection of investments aka stocks and bonds!
Multiple Choice Question Use the following information to calculate the labor efficiency variance for Adkinson Company. Actual hours used 5,500; Standard hours allowed 5,800; Actual labor rate $14.75 per hour; and Standard labor rate $14.00 per hour.
Answer:
$4,200 Favorable.
Explanation:
$14.00 x (5,800 - 5,500) = $4,200 Favorable. The labor efficiency variance is calculated using the standard, not the actual, labor rate.