Finance Name: This project has two problems centered around finance - one question about the mathematical explosion of compound interest and the other about the stock market. Problem 1 1. Let's use mathematics to see why time is so important when it comes to saving for retirement. Suppose you have $10,000 to invest in a mutual fund that averages a 12% annual return. a) After 5 years, what is the value of the fund? Explain or show your work. b) After 10 years, what is the value of the fund? Explain or show your work. c) After 20 years, what is the value of the fund? Explain or show your work. d) it looks like time doubles in parts b) and c) from 10 to 20 years. Does the account value also double? if not, why not?

Answers

Answer 1

The value of the funds are A) $5,674.27 b) $3219.73  c) $1036.37

What Net Present Value?

Rerecall that Net Present Value (NPV) is the difference between the present value of cash inflows and outflows over a period of time. It is used in capital budgeting and investment planning to analyze the profitability of a projected investment or project.

Cost of investment = $10,000

averages a 12% annual return.

a) After 5 years,

The value of the fund PV = FV/(1 + r)ⁿ

PV = 10,000/1+0.12)⁵

PV = 10000/(1.12)⁵

PV = 10000/1.762341683

PV = 5,674.27

The net present value of the investment after 5 years is $5674.27

b) After 10 years,

The value of the fund is PV = 10,000/1+0.12)¹⁰

PV = 10000/(1.12)¹⁰

PV = 10000/3.105848208

PV = 3219.73

The net present value of the investment after 5 years is $3219.73

c) After 20 years

The value of the fund is PV = 10,000/1+0.12)²⁰

PV = 10000/(1.12)²⁰

PV = 10000/9.646293093

PV = 1036.37

The net present value of the investment after 5 years is $1036.37

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Related Questions

A glass is formed by rotating the shaded region shown above about the y axis. The curve that forms the inside of the glass is the graph of y = x^4/2. Length units in the figure are cm.
(a) What is the volume of the glass? (That is, what is the volume of the solid formed when the shaded region is rotated about the y axis?)

Answers

To find the volume of the glass formed by rotating the shaded region about the y-axis, we can use the method of cylindrical shells.

The volume of a solid of revolution using cylindrical shells is given by the integral:

V = ∫[a,b] 2πx * f(x) * dx

In this case, the function representing the curve that forms the inside of the glass is y = x^4/2. We need to find the limits of integration, a and b, which correspond to the x-values where the shaded region begins and ends.

From the graph, it appears that the shaded region begins at x = -1 and ends at x = 1. So, the limits of integration are -1 to 1.

Now, we can calculate the volume of the glass using the integral formula:

V = ∫[-1,1] 2πx * [tex](x^4/2) * dx[/tex]

V = π * ∫[-1,1] [tex]x^5 dx[/tex]

Using the power rule of integration, we integrate x^5:

V = π * [x^6/6] from -1 to 1

V = π * [[tex](1^6/6) - (-1^6/6)][/tex]

V = π * [(1/6) - (1/6)]

V = π * 0

Therefore, the volume of the glass is 0 cubic units.

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One customer purchases 8 bags of cat food and 2 bags of dog food. The total weight of the purchase is 44 pounds. Another customer purchases 5 bags of cat food and 2 bags of dog food. The total weight of the purchase is 35 pounds.

A. You write the following system of linear equations to represent this
situation. Is your answer correct?
8x + 2y = 44
5x + 2y = 35

B. Your answer for the next step is 13 79, x = which is incorrect. Explain
the error.

Answers

Answer:

answer is x=3 and y=10

Step-by-step explanation:

Forgot to isolate y and x and simplify

HELPPPPPPPPP
What is the value of x in the figure at the right?

Answers

Answer:

Answers is D

Step-by-step explanation:

2x = 60° because they are vertically opposite angles.

x=60÷2=30°

Given a set of linear equalities in several variables, we know that we can find a satisfying assignment in polynomial time. For example, given the equalities 211X1 + 212X2+...+ almxm = 221X1 + a22x2+...+ a2mdm = C2 an1X1 + An2x2+...+ AnmIm = Cn we know that we can solve this (i.e. find a set of xis so that all the equalities are satisfied) in polynomial time in n and m. ?. Suppose we now have a set of linear inequalities 211X1 + 212X2+...+ alm&m < 221X1 + A2222+...+ a2mX m

Answers

Solving a set of linear inequalities in several variables is an NP-hard problem, meaning there is no known polynomial-time algorithm to find a satisfying assignment.

Unlike linear equalities, solving a set of linear inequalities in several variables is an NP-hard problem. This means that there is no known polynomial-time algorithm to find a satisfying assignment for all instances of such problems. The complexity arises from the fact that there are infinitely many potential solutions, making it challenging to determine whether a feasible assignment exists or not. To find a satisfying assignment for linear inequalities, algorithms typically use heuristics or approximation techniques that do not guarantee optimality or completeness. Various methods, such as linear programming or constraint satisfaction algorithms, can be employed, but they may have exponential time complexity in the worst case. Therefore, solving a set of linear inequalities generally requires more computational resources and time compared to solving linear equalities.

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please help its for a grade!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Answers

9514 1404 393

Answer:

2x+4y=56; 5x+2y=64adult: $10; child: $7budget is not high enough

Step-by-step explanation:

See the attached.

a business woman bought a personal computer for $108000.calculate her selling price on the personal computer if she wants to make profit of 25%​

Answers

Answer:

$135,000

Step-by-step explanation:

108000*1.25

which properties are being used to solve the question

Answers

Answer:

Both commutative and associative

Complete the two-way frequency table below, which shows the relationship between adults' gender and whether these adults buy a truck or a car for their first new vehicle. From a sample of 94 adults, the following data are collected:

Truck Car Total
Female 9 36
Male 18 31
Total 94

What is the probability (rounded to the nearest whole percent) that an adult will buy a car, given that he is a male? Are the events being male and buying a car independent? (1 point)

63%; they are dependent
46%; they are dependent
63%; they are independent
33%; they are independent

Answers

64% they are independent

I will come back to this question when it has been further clarified.

(Honestly I just really need to delete this answer since I misread the question but it doesn't give me an option to delete it).

what is the volume of the cylinder?
5 yd
4 yd
cubic yards.
Volume

Answers

Answer:

volume=1yd x 1yd = q cubic yard




no The sum of two angles in a triangle is 150 degrees. What is the supplement of the third angle of the 2 of 4 triangle? (a) 150 (b) 10 (c) 30 (d) 85

Answers

The measure of the third angle, C, is 30 degrees. So, the correct answer is (c) 30.

Let's assume the three angles of the triangle are A, B, and C, where A, B, and C are measured in degrees.

We know that the sum of the angles in a triangle is 180 degrees. Therefore, we can write the equation:

A + B + C = 180

The obtain of two angles is 150 degrees, we can set up another equation:

A + B = 150

To obtain the measure of the third angle, which we'll call C, we can subtract the sum of the other two angles from 180:

C = 180 - (A + B)

Substituting the value of the sum of two angles (150 degrees), we have:

C = 180 - 150

C = 30

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A swimming pool measures 25.8 meters by 11.9 meters. It is filled with water to a depth of 1.1 meters. The pool is emptied by a tube that emits 29.8 liters per second. Estimate the approximate time required to empty the pool

Answers

Answer:

11 Seconds

Step-by-step explanation:

Swimming pool volume:

25.8 × 11.9 × 1.1 = 337.722

Time to empty pool:

337.722 ÷ 29.8 = 11.3329530201 ≈ 11 seconds

2. Write a ratio expressing the slope of the line through each pair of points.
(-6, 1) and (-2, 0)

Answers

Answer:

Step-by-step explanation:

m = [tex]\frac{-1}{4}[/tex]

I need help with this , 7x-3y+4x-5y+8x-6y​

Answers

Answer:

19x−14y

Steps:

7x-3y+4x-5y+8x-6y

=19x-3y-5y-6y

= 19x−14y

plz mark as brainliest

Answer:

19x-14y

Step-by-step explanation:

rearrange

7x+4x+8x-3y-5y-6y

solve the coefficient and add the variables

⚠️⚠️⚠️⚠️⚠️help⚠️⚠️⚠️⚠️⚠️​

Answers

Answer:

u have it right it increases by 1:75 per time

Step-by-step explanation:

Answer:

A

Step-by-step explanation:

it is A because it is increasing by 1.75 each week

help please :) A, B , C , or D?

Answers

Answer:

the answer is 120 degree

Answer:

(A) 30 degree

Step-by-step explanation:

Just subtract 180 with 120 = 60

then add 60 and 90 = 150

after that 180 - 50 = 30

Please mark as brainliest

Have a great day, be safe and healthy  

Thank u  

XD

A 30, Y-connected alternator is rated at 1,600KVA, 13.5KV. The armature effective AC resistance per phase is 1.50. The percentage regulation for a load of 1,280kW at unity power factor is 3.5%. Determine: (a) synchronous reactance of the alternator (b) %VR at full-load 0.8pf leading (c) What is the effect on %VR value if taken at half-load lagging pf? Justify and explain briefly your answer on one(1) sentence.

Answers

(a)  The synchronous reactance of the alternator is 0.001953125 Ω.

The synchronous reactance [tex]X_{s}[/tex] of the alternator can be calculated using the formula:

[tex]X_{s} = (Vt^2) / (3 * VL * S_{base})[/tex]

where [tex]V_{t}[/tex] is the rated line-to-line voltage of the alternator, VL is the rated line-to-neutral voltage of the alternator (which is the same as the rated voltage for a Y-connected alternator), and S_base is the apparent power rating of the alternator (which is equal to the rated power factor of the alternator times the rated apparent power). Substituting the given values, we get:

[tex]X_{s} = (13.5^2) / (3 * 13.5 * 1600) = 0.001953125[/tex] Ω

Therefore, the synchronous reactance of the alternator is 0.001953125 Ω.

(b) The percentage voltage regulation at full-load 0.8 power factor leading is 23.15%.

The percentage voltage regulation (%VR) at full-load 0.8 power factor leading can be calculated using the formula:

%VR = (E - Vl) / Vl * 100%

where E is the generated voltage of the alternator, and Vl is the terminal voltage of the alternator at full-load 0.8 power factor leading. We can assume that the armature resistance and inductance are negligible compared to Xs for this calculation. Using the given values, we first calculate the apparent power S of the load:

S = P / pf = 1280 / 0.8 = 1600 kVA

Since the load is at unity power factor, the current drawn from the alternator is also 1600 A. Therefore, the voltage drop across Xs is:

Vx = Xs * I = 0.001953125 * 1600 = 3.125 V

The generated voltage E is equal to the terminal voltage Vl plus the voltage drop across Xs:

E = Vl + Vx

The percentage voltage regulation is then:

%VR = (E - Vl) / Vl * 100% = (Vl + Vx - Vl) / Vl * 100% = Vx / Vl * 100%

Substituting the given values, we get:

%VR = 3.125 / 13.5 * 100% = 23.15%

Therefore, the percentage voltage regulation at full-load 0.8 power factor leading is 23.15%.

(c) If the %VR value is taken at half-load lagging power factor, it will be higher than the %VR value at full-load 0.8 power factor leading. This is because the load impedance at half-load lagging power factor has a lower magnitude than the load impedance at full-load 0.8 power factor leading, which means that the voltage drop across [tex]X_{s}[/tex] will be a larger fraction of the terminal voltage, resulting in a larger %VR value.

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a rational expression is undefined whenever its denominator is zero.T/F

Answers

True. A rational expression is undefined whenever its denominator is zero. This is because division by zero is not defined.

In mathematics, a rational expression is defined as the quotient of two polynomials, where the denominator represents the divisor. When the denominator of a rational expression becomes zero, it results in division by zero, which is undefined. Division by zero is not a valid operation in mathematics, and it leads to an undefined value. Therefore, to determine if a rational expression is undefined, we need to check if its denominator evaluates to zero. If the denominator is zero, the rational expression is undefined. Also there is division by zero, or related concepts in mathematics.

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12 pumpkins cost 24.60 how much will it cost for 8 pumpkins also

I can run 5 laps in 1 1/4 hours how many laps could I run in a day ​

Answers

Answer:

the second one is 20 i think

Step-by-step explanation:

The first one is 8 pumpkins will cost 8.40

Factor the expression completely. 12X+18

Answers

Answer:

6(2x+3)

Step-by-step explanation:

There's really no way to explain this. Take the number that all of the numbers in the equation can be divisible by and then single it out and then yeah.

Hope this helped! :)

Jericho has m paintings and n drawings. He sold his paintings for $x each and drawings for $y each. His earnings for one day are
represented by the expression given below.

x(m) + y(m- 12)

Which statement best describes the term (m - 12)?

A. It is the number of paintings sold, which was 12 more than the number of drawings sold.
B. It is the number of drawings sold, which was 12 more than the number of paintings sold.
C. It is the number of paintings sold, which was 12 less than the number of drawings sold.
D. It is the number of drawings sold, which was 12 less than the number of paintings sold.

Answers

Answer:

b

Step-by-step explanation:

Is rolling a 5 on a traditional number cube

1. Impossible
2. Unlikely
3. Likely
4. Certain

Answers

Answer:

3. Likely

Step-by-step explanation:

Yea 3 because it can be the other answers

Tell whether the angles are complementary or supplementary. Then find the value of X.

Answers

Answer:

Complementary

x= 60

Step-by-step explanation:

Answer:

The angles are complementary.

X =  60

Step-by-step explanation:

490 students and 10 teacher will ride the bus to go to the zoo if each bus can seat so passengers how many buses will be needed many zoo trip

Answers

Answer:

If you add teacher plus students which is 490+10=500

you get 500 people in total after that you divide 500 by 50 and you get 10 so you will need 10 busses in total hope this helped!

Step-by-step explanation:

a whole number that is a factor of two or more numbers is called a

Answers

Answer: Common factor

common factor. a whole number that is a factor of two or more nonzero whole numbers

Step-by-step explanation:

[tex] \purple{ \tt{ \huge{ \: ✨Answer ✨ \: }}}[/tex]

[tex] \: \: \: \red{ \boxed{ \boxed{ \huge{ \tt{ \: common \: factor \: }}}}}[/tex]

a whole number that is a factor of two or more numbers is called a common factor.

last one










Mosquitoes are just dirty used needles that can fly

Answers

yes. no literally. what is the point of mosquitoes.

Which expression is equivalent to (-3)x+(3)(-12)?

Answers

Answer:

Step-by-step explanation:

(-3)x + (3)(-12)

= -3x -36

or -3(x + 12)

Answer:

Step-by-step explanation:

(-3)x + 3(-12) = (-3) (x + 12)

(-3) is both the two terms. So we can take (-3) as common

Find the value of x and y.

Answers

Answer:

Step-by-step explanation:

You call 5 friends, tomorrow they call 5 each. Write an equation.

Answers

Answer:

5+5=10

Step-by-step explanation:

5+5=10

hope this helps. plz mark me as brainliest.

Write the equation of the circle ?
Center (-1,0)
Radius:4

Answers

Answer:

(x+1)^2 + y ^2 = 16

Step-by-step explanation:

center: (-1,0)

radius=4

(x-h)^2 + (y-k)^2 = r^2

(h,k) = center

plug in the center

(x+1)^2 + (y+0) ^2 = r^2

r^2 = (4)^2

r^2=16

(x+1)^2 + y^2 = 16

School: Your future depends on me
Me: Nahhhhh, I'll spend my time on Brianly making s.tupid questions

Answers

Answer:

lol same facts though

Step-by-step explanation:

Answer:

Your future doesn't really depend on school to be honest, but school is one of the options to a great future. Even college and etc dropouts become successful.

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Report your M-file and output results for cos(/3).function [fxa,fxt,et,ea,iter] = Maclaurin(x,es,maxit)% Maclaurin series of exponential function% [fxa,fxt,et,ea,iter] = Maclaurin(x,es,maxit)% input:% x = value at which series evaluated% es = stopping criterion (default = 0.0001)% maxit = maximum iterations (default = 100)% output:% fxa = estimated value% fxt = true value% et = true relative error (%)% ea = approximate relative error (%)% iter = number of iterations% defaults:if nargin < 2||isempty(es),es = 0.0001;endif nargin < 3||isempty(maxit),maxit = 100;end% initializationiter = 1; sol = 1; ea = 100;fxt = exp(x);et = abs((fxt - sol)/fxt)*100;% iterative calculationwhile (1)solold = sol;sol = sol + x^iter/factorial(iter);iter = iter + 1;if sol~= 0ea = abs((sol - solold)/sol)*100;et = abs((fxt - sol)/fxt)*100;endif ea= maxit,break,endendfxa = sol;end which fraction correctly represents 0.54 One of the economic problems the United States faced was...Group of answer choicesSpain blocking access to the Gulf of Mexico via the Mississippi Riverlack of agricultural productionlack of business opportunities in the United Stateslack of resources to utilize