In the market for reserves, when the federal funds rate is above the interest rate paid on excess reserves, the demand curve for reserves is negatively sloped.
The Fed anticipates that as expectations of net deposit outflows rise or fall, the demand curve for reserves will shift right or left as a result of the influence of bank liquidity management activities. The demand curve for reserves becomes perfectly elastic at the interest rate paid by the Fed on banks' reserve balances.
Why is there a downward slope in the demand curve for reserves?The interest bend inclines down to catch the possibility that as the expense of acquiring diminishes, banks will get more assets to expand their property of stores. Because only the Fed can supply reserves, the supply curve is vertical.
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Full Question = In the market for reserves, when the federal funds rate is above the interest rate paid on excess reserves, the demand curve for reserves is _____.
a) vertical.
b) horizontal.
c) positively sloped.
d) negatively sloped.
suppose that real gdp is greater than the full-employment output level. initially, this seemed like a good thing. however, it has resulted in a higher rate of inflation. if the central bank decides to implement monetary policy to control the higher inflation, what will happen to real gdp and unemployment in the short run?
Contractionary monetary policy will reduce the GDP and employment in the short-run. Unemployment will rise.
What is the operation of a contractionary monetary policy?Modern central banks' influence over higher base interest rates or other mechanisms that expand the money supply are what propel contractionary monetary policy. By reducing the amount of active money circulating in the economy, inflation is to be decreased. The overall demand for products and services in the economy is reduced by the decline in consumer and company investment spending. Businesses are less likely to increase staff hiring and spend more on other resources when production declines. The Federal Reserve's three primary methods for reducing the money supply are raising interest rates, raising the minimum reserves required of banks, and selling government securities.
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What are 4 agile principles?
Four agile principles prioritise people and interactions over processes and technologies, working software over thorough documentation, customer collaboration over contract negotiations, and reacting to change over sticking to a plan.
The Agile life cycle won't be considerably changed by a team's decision in project management technique. The work is divided into sprints, which are brief intervals comparable to iterations, by Scrum teams. They have responsibilities that are outlined, just like a Scrum master. Kanban teams, on the other hand, operate more continuously and lack clearly defined roles. Another illustration is Extreme Programming, where groups work in shorter iterations and focus more on engineering methods. The authors of the Agile Manifesto came to understand the value of these guiding principles via their work in the area of software development.
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which of the following is not true about reverse logistics as compared to forward logistics? distribution costs are less directly visible. forecasting is more uncertain. inventory management is not consistent. speed is often very important. pricing is dependent upon many factors.
Speed is often very important is not true about reverse logistics as compared to forward logistics.
Thus, the correct option is D.
What is reverse logistics?All actions connected to the upstream flow of goods and commodities are included in reverse logistics.
It is "the process of transporting items away from their usual final destination in order to sell them or dispose of them properly.
Activities that involve remanufacturing and refurbishment could also be categorized as reverse logistics."
It becomes even more pertinent with the advent of green supply chain management concepts and practices.
Over the past two decades, there have been a considerable increase in publications on the subject of reverse logistics.
In a White Paper titled "Reverse Logistics," which was released by the Council of Logistics Management in 1992, James R. Stock used the phrase "reverse logistics" for the first time.
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Harvard Marketing Simulation: Managing Segments and Customers v3
I am considering the following segments as part of my assignment
Segment A 40 %
Segment C 40 %
Segment D 20%
I want to change the pricing and discount to see the effect on each segment
Can you please suggest a strategy
Enter the sales force emphasis allocation by segment, set list price and segment discounts, and allocate your budget allotment for the next quarter to analyze the Harvard Marketing Simulations.
What is the meaning of Budget?
A budget is a written plan you create to determine how much money you will spend each month. You may ensure that you have adequate money each month by using a budget. You can run out of cash before your next payday if you don't have a budget.
Budgeting is the act of estimating a company's income and expenses for a given period. Examples also include the sales budget created to protect the company's sales as well as the production budget created to predict the company's output, among others.
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How does an agile team maintain requirements every team member maintains a personal backlog of items they are working on?
The agile team keeps track of the requirements in a central location, like a wiki, jira, or whiteboard.
What is an Agile team?For an Agile team, every person required to produce the final good or service is a requirement. The team frequently consists of members from different functional areas, and depending on the project's requirements and the Agile framework used, roles may change. When using the Scrum framework, an Agile team needs a Scrum master, a product owner, and any additional team members who may be required. The scrum master, who is typically the project manager, is responsible for overseeing the project. He or she also organizes regular meetings and promotes teamwork. The product owner is accountable for making sure the finished product complies with the client's criteria. Subject matter experts and other stakeholders aren't usually considered to be members of the Agile team, despite the fact that they may contribute to the project as needed.
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What are the 3 disadvantages of trade?
Tariffs and other restrictions on trade increase the cost of goods and services for American firms and consumers while reducing their supply, which lowers income, employment, and economic production.
What impact does commerce have on the economy?Trade is essential to the prosperity of America because it boosts economic growth, supports domestically produced excellent employment, raises living standards, and enables citizens to sustain their families with reasonably priced goods and services.
good or negative in a trade?The environment can be impacted by trade in both good and bad ways. Economic expansion brought about by increased commerce may have a clear negative effect on the environment by raising pollution levels or deteriorating natural resources.
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Who is responsible for global trade?
The World Trade Organization(WTO) is the only international organization responsible for regulating international trade.
What is the WTO in plain English?The WTO agreements, which were negotiated, signed, and ratified by the majority of the worlds largest trading nations, form its foundation. It examines member governments' trade policy while serving as a venue for the settlement of international trade negotiations.
What are the WTO's restrictions?Some criticize the WTO for allowing international corporations to dominate local industries and businesses, which lessens cultural variety. It is said that the WTO lacks democracy. The wealthiest nations are said to benefit the most from its framework since it allows them to get what they want.
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simpson manufacturing purchased new equipment that reduces setup times when employees change templates between production runs. this equipment has also improved quality control measures throughout the entire manufacturing process. what type of technology is simpson manufacturing using?
The type of technology that Simpson manufacturing is currently using is Lean production methodology.
What is Lean production?The machine that changed the World, a 1990 book that summarized the results of MIT's five-year, $5 million study on the future of the vehicle, is credited with bringing lean production or manufacturing to the attention of manufacturers in the West for the first time.
Waste is everything that does not create value for the client, and removal of waste is characterized in the context of lean production, a production process.
Thus Simpson has adopted a policy of lean production in order to increase efficiency and removal of waste.
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Sale prices should be used carefully and should be consistent with ___.
Sale prices should be used carefully and should be consistent with "Our organisational and marketing objectives must be aligned with our pricing objectives."
Customers use selling price to determine which things they can purchase. Increased overall sales-related revenue is the goal of sales-oriented pricing objectives. There are two ways for a company to accomplish this. Setting cheap prices in an effort to boost sales volume is one strategy. To remain competitive in marketing under rising volume and price pressure, the proper pricing strategy is crucial. It gives you the compensation you are due for the goods and services you provide.
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What is an important factor or factors to consider when choosing a mortgage?
When choosing a loan, cost is among the most crucial considerations. You should take the interest rate into account.
Where Is a Mortgage Available?You can obtain a mortgage loan from a variety of businesses. Consider using an online lender, a mortgage broker that works with several lenders, or a local bank branch where you have a savings account.
The loan originators that accept your application and guide you through the entire mortgage process from application to closing are lenders. After your mortgage is closed, the loan may be transferred from the loan originator to a different business, which will be iresponsibility of obtaining payments from you.
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How do I track project profitability in QuickBooks Desktop?
By using project profitability, you can see how much money you are making or losing on each work or project!Each individual project can have tags applied to bills, receipts, timesheets, expenses, and incoming payments.
Can QuickBooks track profitability?Track the financial success of your project using QuickBooks Online projects.From a single dashboard, you can add project income, expenses, and labor expenses, add previous transactions to new projects, and run project-specific reports. Accountant and QuickBooks Online Plus are the only two products that support projects.With the additional ability to handle inventory and track profitability by project, QuickBooks Online Plus offers you the features of Simple Start and Essentials.In addition to a few additional features with increased operation, QuickBooks Online Advanced has all the capabilities of QuickBooks Online Plus.You'll probably need to upgrade to Advanced as your firm develops.In contrast to Plus, which has a maximum user capacity of just 5, it supports up to 25 users.
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What are the 2 types of savings accounts available?
There are nonidentical types of savings accounts to choose from, and they aren't all suchlike. The options involve traditional savings accounts and high- yield savings accounts.
Traditional savings accounts are what you may directly suppose of when you consider where to save. High- yield savings accounts are FDIC or NCUA assured, just like traditional savings accounts.
Traditional savings accounts typically allow you to frame up to six yearly recessions( not including ATM recessions or in- person recessions at a branch) before incurring a disadvantage. High- yield savings accounts generally set up at online banks, neo banks, and online credence junctions are savings accounts that extend a advanced APY assimilated to regular savings accounts.
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many investors prefer to receive variable annuity payments under the straight-life payout option because it: qid: 3571185 mark for review a is the most conservative method for receiving payments b allows for a beneficiary for the entire payout period c provides the maximum cash flow of all payout options d provides an equal amount each month for the investor's lifetime
A: Investors prefer to receive variable annuity payments under the straight-life payout option because it is the most conservative method for receiving payments.
Variable annuity payments under the straight-life payout option provide the largest guaranteed payments to the investor, as the investor will receive the same amount each month for the duration of their lifetime.
This option provides a more consistent and reliable income than other payout options which may be more volatile or have a shorter payout period.
Additionally, the straight-life option does not allow for a beneficiary for the entire payout period, meaning that the investor will not be able to pass the payments onto their beneficiaries after their death. This option can be beneficial to those who want to be assured of a consistent income stream during their lifetime without having to worry about their beneficiaries.
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which one of the following management techniques is likely to best offset the risk of long-run exposure to receivables denominated in a particular foreign currency? a) borrow money in the foreign currency in question. b) lend money in the foreign currency in question. c) rely on the federal reserve board to enact monetary policy favorable to your exposure risk. d) none of the above group of answer choices a b c d
The upcoming management strategies include Borrowing money in the questioned foreign currency is the ideal course of action (a).
Which four sorts of money are there?According to economists, there are four basic sorts of money: business dosh, custodial money, fiat money, and commodity money. Commodity money is money that derives its worth from the commodities from which it is created.
What is money to you?Money is a centralized, widely used, acknowledged form of trade that makes it easier to exchange goods and services. In an economy, money serves as a means of trade for a variety of products and services. Governments and nations have different monetary systems.
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One characteristic of plant assets is that they are long term investment natural resources
Among all plant assets is: They are long-term investments in natural resources since they are used directly in operations or income creation.
Plant assets are long-term investments that are specifically employed to generate revenue. Plant assets always have a useful life of more than a year, and they are often used every day in the generation of revenue.
Plant assets can be divided into five groups, with the majority of them fitting into just one: office supplies. Capitalized plant assets include real estate, improvements to real estate, buildings, improvements to buildings, software, donated equipment, fixed equipment, moveable equipment, other assets, and other expenditures that fit the criteria.
Property, plant, and equipment, often known as plant assets or fixed assets; natural resources; and intangible assets; are the three main kinds of operating assets.
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What are 4 main sources of revenue for the federal government?
The vast majority of federal revenue comes from individual and corporate income taxes, as well as social insurance taxes.
What are the sources of revenue of federal government?Individual taxpayers, small businesses, and corporations contribute the majority of the revenue collected by the United States government. Additional revenue sources include excise tax, estate tax, and other taxes and fees.The Goods and Services Tax (GST), income tax, corporation tax, non-tax revenues, and union excise duties are the government's five major revenue sources.The federal government's single largest source of revenue is referred to as taxation (or revenue). Other revenue sources for the government exist (such as fees and interest), but they pale in comparison to the taxes we all pay. There are three types of taxes: Individuals are taxed on their earnings.To learn more about federal revenue refer to :
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holly has been tasked to design the plan the it department will use when making a change to systems. the plan will be used anytime the company needs to change a system and should include which people are to be contacted when changes are made and what the changes will do to other equipment. while holly writes the change document, what types of things will she need to include in the scope of change? (select all that apply.)
Holly will make sure that the Change Document is thorough and full by include each of these topics in the Scope of Change. This will guarantee that any modifications performed
What kinds of things must she include in the change's scope?Holly has to make sure that the following items are listed in the scope of change while developing the change document:1. A detailed explanation of the necessary adjustments. The reason for the change, its goals, and any potential effects should all be included here.2. A list of the persons who should be contacted in the course of the change process Any technical workers, business users, and other important stakeholders should be included in this.3. A description of the affected hardware, software, and other IT resources.4. A schedule and strategy for carrying out the change. This needs to contain any interim goals as well as the anticipated start and end dates.5. Identification of any changes-related hazards or potential weak points.6. Create a test strategy for the modification after it has been applied.7. The change's documentation, which should include any guidelines or steps.8. Make a plan for communications and training, including any announcements and guidelines that must be distributed to the pertinent parties.Holly will make sure that the Change Document is thorough and full by include each of these topics in the Scope of Change. This will guarantee that any modifications performed.To learn more about Scope of Change refer to:
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an investor bought investment property at the beach for $35,000 per acre. twenty years later she sold the 100-acre lot to a developer for a profit, and paid $1.05 million in taxes as a result of the sale. if capital gains are taxed at 15% and her marginal tax bracket is 35%, what was the price paid by the developer for the lot?
The price paid by the developer for the lot is $10.5 million.
What is capital gain?The profit made from the selling of an asset, such as stocks, bonds, or real estate, is known as a capital gain. When an asset's selling price is higher than its original acquisition price, a capital gain is realized.
Capital gain tax is levied on gain from sale . We have been given the tax amount paid for the 100 acre lot.
Tax amount = Gain on sale * Capital gain rate
1.05 million =Gain on sale *0.15
Gain = 1.05/.15
Gain = $ 7 million
Cost = 35000*100
= 3,500,00
or 3.5 million
Price paid by developer = Cost + gain on sale
=3.5+7
= 10.5 million
Therefore, price paid by developer is 10.5 million.
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a landscaping business is bidding a job that requires 3 trees at $150 each, 5 large bushes at $45 each, 2 dozen roses at $19 each rose, and 3 dozen assorted flowers at $30 each dozen. based on the prices and the labor rates and production rates shown above, what is the cost of doing this job? no taxes, mark-ups, or overhead cost are to be included.
Not all aspects of perfect competition include product differentiation. Perfect competition includes a lot of buyers and sellers, price-taking behavior, and flexibility of entry and exit for buyers.
What is Perfect Competition?Producers and consumers both take prices in a market with perfect competition. This indicates that the choices made by individual producers and customers about the production and consumption of the thing or service have no bearing on the market price of the good or service.An quantity of knowledgeable buyers and sellers, the absence of monopolies, and the price-taking nature of each firm are characteristics of a perfectly competitive market.If both producers and consumers are price-takers, then the market is totally competitive. The lack of a sizable market share prevents price-takers from having an impact on the price of goods.No corporation has a sizable market share, the industry output is standardized, and there are no restrictions on entry or exit—these are the three main criteria of perfect competition.Marginal revenue and marginal cost must match for there to be efficient market equilibrium in a perfect market.To Learn more About Perfect competition refer to:
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according to conflict theory, the nuclear family facilitates exploitation a. by making geographic mobility possible. b. by exploiting the working class whose products it consumes. c. through the use of nannies and domestic workers. d. through a sexual division of labor within the home.
According to conflict theory, the nuclear family facilitates exploitation by making geographic mobility possible.
Thus, the correct option is A.
What is conflict theory?According to conflict theory, social order is maintained by dominance and power rather than agreement and conformity.
According to conflict theory, those who are powerful and wealthy want to hang onto their positions by any means necessary, most notably through suppressing the weak and defenseless.
The core tenet of conflict theory is that social actors will compete with one another to amass the greatest amount of wealth and power.
Many different social problems, such as wars, revolutions, poverty, prejudice, and domestic violence, have been attempted to be explained by conflict theory.
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Which of these are long-term impacts of having a good credit history?
A. It prevents you from spending money on things you want instead of things you need
B. It lets you buy the thing you want like clothes or cellphones
C.It gives you freedom to shop around for the best deal on tech
D. It's easier to pay for major purchases like cars, houses, and education
It's easier to pay for major purchases like cars, houses, and education are long-term impacts of having a good credit history. Thus, option D is correct.
What is credit?Credit is the capacity to borrow cash and create purchase under a contract that calls for full repayment at a specific date. You typically have to start repaying higher than the value of the loan because of the interest rate.
Higher credit scores indicate that you have previously exhibited results add conduct, which may provide prospective creditors as well as lenders additional assurance when assessing a refund request. Long-term effects of having a solid credit history include making significant expenditures like automobiles, houses, and school more affordable to pay for.
Therefore, option D is the correct option.
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suppose that serendipity bank has excess reserves of $8,000 and checkable deposits of $150,000. if the reserve ratio is 20 percent, what is the size of the bank's actual reserves? third national bank has reserves of $20,000 and checkable deposits of $100,000. the reserve ratio is 20 percent. households deposit $5,000 in currency into the bank and that currency is added to reserves. what level of excess reserves does the bank now have?
$38000 is the size of bank's actual reserves.
What exactly are actual reserves?
The sums the bank actually has on hand at any particular time are known as actual reserves. This includes funds held both at the Federal Reserve and in the bank's safe. The quantity that banks are obligated to retain may not match this amount. Calculating the bank's necessary reserves is the first stage. This is the same as the product of checkable deposits and the required reserve ratio (in decimal form). Reserves needed equal 0.20 times $150,000, or $30,000. The real reserves are calculated in the subsequent phase. The total of the necessary and surplus reserves is shown here. Actual reserves equal $30,000 + $8,000 = $38,000 (necessary reserves less extra reserves).
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What is clarity of outcome in agile?
Agility's fundamental definition of "open of result" is "clear of consciousness" (Mindfulness). I f, when we arrive at the "destination," we have no clue where we are heading.
What does Agile mindset encompasses?The agile mindset is a way of thinking that emphasizes comprehension, cooperation, learning, and keeping flexible in order to achieve high-performing results. By combining the agile approach with processes and tools, teams are able to respond to change and provide incremental value to their clients.
What are the three levels of focus for an agile coach?This introducing and promoting their efforts on one or two "running" teams. They are acquiring foundational facilitating, mentoring, or training skills in addition to conscious communications skills.
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on december 31, strike company sold one of its batting cages for $50,000. the equipment had an original cost of $310,000 and has accumulated depreciation of $260,000. depreciation has been recorded up to the end of the year. what is the amount of the gain or loss on this transaction? a.no gain or loss b.loss of $50,000 c.gain of $50,000 d.cannot determine without more information
The gain or loss on the sale of the batting cage is $0, which means there is no gain or loss on this transaction. The correct answer is therefore (A) no gain or loss.
How do you calculate the amount of the gain or loss on this transaction?The gain or loss on the sale of the batting cage can be calculated using the following formula:
Gain or Loss = Sales Price - Net Book Value
The net book value of the equipment is its original cost minus its accumulated depreciation. In this case, the net book value is $310,000 - $260,000 = $50,000.
Plugging this value into the formula above, we get:
Gain or Loss = $50,000 - $50,000 = $0
Therefore, the gain or loss on the sale of the batting cage is $0, which means there is no gain or loss on this transaction. The correct answer is therefore (A) no gain or loss.
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What are the 3 types of pricing?
The three types of pricing are cost-based pricing (setting prices based on the cost of the product), value-based pricing(Setting prices based on the perceived value of the product), and competition-based pricing(Setting prices based on the prices of competitors).
Cost-based pricing is the most basic pricing strategy and involves calculating the cost of the product and then adding a markup to generate the final price. This is a common practice with products where there is a competitive market. With this approach, you must correctly calculate the costs of the product and its associated costs, such as marketing and transportation.
Value-based pricing is based on the perceived value of the product to the customer. It is based on the idea that customers are willing to pay a certain amount of money for a product that provides them with a certain amount of value. When using this strategy, companies must carefully assess the value of their product to their target market to determine the best price.
Competition-based pricing is when a company sets its prices based on the prices of its competitors. This strategy is often used to remain competitive in the market. Companies must research the market and their competitors to ensure they are setting a price that is fair to their customers and still gives them a competitive edge.
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What three factors play a large role in determining your monthly payment?
It's critical to understand your existing credit situation and take any required actions to improve it in order to reduce your overall loan costs, which may be significantly influenced by your credit, debt, and income.
What is credit?Credit is the belief that allows one party to lend money or resources to another party, with the understanding that the second party will not immediately pay the first party back (forming a debt), but will instead promise to pay back or return the resources at a later time. Credit includes all forms of deferred payments. Credit is given to a debtor, also known as a borrower, by a creditor, also known as a lender. Credit cards were more popular in the 1900s. Chains of larger companies formed, and they all started accepting credit cards as payment. Companies paid cardholders an annual fee that was predetermined and allowed them to select their preferred billing methods while each participating company received a share of the total billings.
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A 1% improvement in which business variable would have the biggest impact on the bottom line?
Select an answer:
fixed cost
variable cost
price
sales volume
A 1% improvement in sales volume business variable would have the biggest impact on the bottom line. Option D
What is sales volume. ?Generally, A 1% improvement in fixed costs would likely have a bigger impact on the bottom line if the business has high fixed costs relative to its sales volume.
Similarly, a 1% improvement in variable costs would likely have a bigger impact if the business has high variable costs relative to its sales volume.
On the other hand, if the business has a lot of room to increase prices without losing sales volume, then a 1% increase in prices might have the biggest impact on the bottom line.
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What are the four rules of causality?
The four causes, sometimes known as the four causality, are, according to Aristotelian thought, the material, the formal, the efficient, and the final forms of answers to the query "why?" when analyzing change or movement in nature.
The study of cause and effect is called causality. Things have an impact on one another. That is the fundamental tenet of any dynamic universe where things are constantly changing; otherwise, life would be very uninteresting and we wouldn't be here to notice.What is an illustration of a causality?
Causal connections A causal generalization, such as the claim that smoking causes lung cancer, does not refer specifically to a single smoker but rather to the unique connection between the characteristic of smoking and the property of developing lung cancer.
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the baldwin company currently has the following balances on their balance sheet: total assets $157,206 total liabilities $68,908 retained earnings $76,475 suppose next year the baldwin company generates $44,200 in net profit, pays $12,000 in dividends, total assets increase by $55,000, and total liabilities remain unchanged. what will ending baldwins balance in common stock be next year?
If the baldwin company currently has the following balances on their balance sheet: The ending baldwins balance in common stock next year is $99,023.
How to find the ending balance in common stock?First step is to find the total assets
Total assets = $157,206 + $55,000
Total assets = $212,206
Second step is to find the total equity
Total equity = $212,206 - $68.908
Total equity =$143,298
Third step is to find the common stock
Common stock = $143,298 -$76,475
Common stock = $66,823
Now let find the ending balance in common stock
Ending balance in common stock = $66,823 + $44,200 - $12,000
Ending balance in common stock = $99,023
Therefore the ending balance in common stock is $99,023.
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The $75,000 project is 80% complete and has a cost variance of ($12,000). Which statement is most accurate?
The $75,000 project is 80% complete and has a cost variance of ($12,000). Option A The project is over budget is most accurate.
cost variance that is negative indicates that the project is currently over budget. Although the project is currently over budget, this does not necessarily imply that it will not meet its objectives, as corrective actions may be pursued. The cost variance is the difference between what you budget for a project and what you actually spend on it. The difference between the Budgeted Cost of Work Performed (BCWP) and the Actual Cost of Work Performed (ACWP) is the technical definition (ACWP)
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The complete question is:
The $75,000 project is 80% complete and has a cost variance of ($12,000). Which statement is most accurate?
A The project is over budget
B. The project is behind schedule
C. The project is under budget
D. The project will not meet the project budget objectives