1. Selling Price of Bond 1 issued by Crabbe Waste Disposal = $1031.08
2. Selling Price of Bond 2 issued by Malfoy Enterprises = $1269.50
How can we calculate the selling price (SP) for each bond?Bond 1: Issued by Crabbe Waste Disposal
Coupon Interest Rate (CIR) = 6.315%
Yield to Maturity (YTM) = 8.70%
Maturity (n) = 4 years
Par Value (PV) = $1000
To calculate the selling price of Bond 1, we can use the following formula:
SP = (CIR/100) * PV + [(PV - (CIR/100) * PV) / (1 + YTM/100)^n]
Putting the values:
CIR = 6.315%
PV = $1000
YTM = 8.70%
n = 4 years
SP for Bond 1 = (6.315/100) * 1000 + [(1000 - (6.315/100) * 1000) / (1 + 8.70/100)^4]
SP = $632.36 + $398.72
Selling Price of Bond 1 issued by Crabbe Waste Disposal = $1031.08
Bond 2: Issued by Malfoy Enterprises
Now, let's calculate the selling price for Bond 2 issued by Malfoy Enterprises.
Coupon Interest Rate (CIR) = 8.90%
Yield to Maturity (YTM) = 8.70%
Maturity (n) = 4 years
Par Value (PV) = $1000
Using the same formula as above:
SP = (CIR/100) * PV + [(PV - (CIR/100) * PV) / (1 + YTM/100)^n]
Putting the values:
CIR = 8.90%
PV = $1000
YTM = 8.70%
n = 4 years
SP of Bond 2 = (8.90/100) * 1000 + [(1000 - (8.90/100) * 1000) / (1 + 8.70/100)^4]
SP = $889 + $380.50
Selling Price of Bond 2 issued by Malfoy Enterprises = $1269.50
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Equipment brought at cost of $25,000 is being considered for depreciation accounting using
either the SOYD (sum-of-years-digit method) or SL (straight-line) method. If this asset will be depreciated over a period of 5 years with a salvage value of $5,000, determine the percentage increase in depreciation charges in year 2 for the SOYD method over the SL method.
A. 10%
B. 33%
C. 0%
D. -33.33%
The correct answer for the percentage is option B. 33%.
How did we get the value?To calculate the depreciation charges using the straight-line method, we first need to determine the depreciable base, which is the cost of the equipment minus the salvage value. So, the depreciable base is:
Depreciable base = $25,000 - $5,000 = $20,000
Using the straight-line method, the depreciation expense for each year would be:
Depreciation expense = Depreciable base / Number of years
Depreciation expense = $20,000 / 5 = $4,000 per year
So, in year 2, the depreciation expense using the straight-line method would be $4,000.
Now, let's calculate the depreciation charges using the SOYD method. To do this, we need to calculate the sum of the years' digits for a 5-year period:
Sum of the years' digits = 1 + 2 + 3 + 4 + 5 = 15
The percentage of the depreciable base that will be depreciated in year n using the SOYD method is:
Percentage of depreciable base in year n = (Number of years left in useful life / Sum of the years' digits) * 100
So, the percentage of the depreciable base that will be depreciated in year 2 is:
Percentage of depreciable base in year 2 = (4 / 15) * 100 = 26.67%
Therefore, the depreciation expense in year 2 using the SOYD method would be:
Depreciation expense in year 2 = Depreciable base * Percentage of depreciable base in year 2
Depreciation expense in year 2 = $20,000 * 26.67% = $5,334
The percentage increase in depreciation charges in year 2 for the SOYD method over the SL method is:
Percentage increase = ((SOYD method depreciation expense in year 2 - SL method depreciation expense in year 2) / SL method depreciation expense in year 2) * 100
Percentage increase = (($5,334 - $4,000) / $4,000) * 100 = 33.35%
Therefore, the correct answer is B. 33%.
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Marks Corporation has two operating departments, Drilling and Grinding, and an office. The three categories of office expenses are allocated to the two
operating departments using different allocation bases. The following information is available for the current period:
office Expenses
Salaries
Depreciation
Advertising
Department
Drilling
Grinding
Total
Total
$ 56,000
35,000
69,000
Number of employees
1,600
2,400
4,000
The amount of salaries that should be allocated
Allocation Basis
Number of employees
Cost of goods sold
Percentage of total
sales
Sales
$.392,000
588,000
$ 980,000
Ginting for
Cost of goods sold
$ 144,400
235,600
$ 380,000
The total amount of office expenses allocated to the Drilling department is $43,166, option (b) is correct.
The allocation of office expenses to the Drilling department is based on the allocation bases provided in the problem, which are the number of employees and the cost of goods sold.
Salaries allocation rate = $42,000 ÷ 3,000 employees
= $14 per employee
Depreciation allocation rate = $22,000 ÷ $250,000 cost of goods sold
= 0.088 or 8.8% of the cost of goods sold
Advertising allocation rate = $45,000 ÷ $850,000 net sales
= 0.0529 or 5.29% of net sales
Using the allocation rates, the amount of office expenses allocated to the Drilling department is:
Salaries = 1,200 employees × $14 per employee
= $16,800
Depreciation = $95,000 cost of goods sold × 8.8% allocation rate
= $8,360
Advertising = $340,000 net sales × 5.29% allocation rate
= $18,006
Total amount = $16,800 + $8,360 + $18,006
= $43,166
Hence, option (b) is correct.
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The complete question is:
Marks Corporation has two operating departments, Drilling and Grinding, and an office. The three categories of office expenses are allocated to departments using different allocation bases. The following information is available for the current period.
The amount of the total office expenses that should be allocated to Drilling for the current period is:
a. $35,750
b. $43,166
c. $54,250
d. $90,000
Consider an economy with the following
C = 400+ 0.6(Y-T)
1 = 400-40r
T= 200, G = 200
(M/P)
d=Y-80r
M = 1600, P = 4
a. Graph the IS curve for the real interest rate ranging from 6 to 12.
b. Graph the LM curve for the real interest rate ranging from 6 to 12.
c. Find the equilibrium interest rate and the income level
d. Suppose government spending increases from 200 to 400. How much does the IS curve
shifts? Find the new equilibrium values for interest rate and income.
e. Suppose money supply decreases from 1600 to 1200. How much the LM curve shifts?
Find the new equilibrium values for interest rate and income.
f. With the initial values of monetary and fiscal values suppose P goes down from 4 to 2.
What happens in this economy? Find the new equilibrium values for interest rate and
income.
The market interest rate, sometimes referred to as the equilibrium interest rate, is the interest rate at which an economy's supply and demand for capital are equal.
What is the condition of equilibrium?When all external forces (including moments) acting on an item are balanced, the object is said to be in equilibrium in a reference coordinate system. Thus, all external moments and forces acting on this object result in zero as a net effect.
In other words, it is the interest rate at which the amount of money that borrowers seek and the amount of money that lenders supply are equal. The market is in equilibrium at this rate since there is neither a scarcity nor a surplus of money. The interaction of a number of variables, such as the level of economic activity, inflation, monetary policy, and the supply and demand for credit, leads to the equilibrium interest rate.
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"The stock market may not be the best place to put your money in the short run, but it is a pretty good place to put your money in the long run." What does this statement mean?
This statement means that one must invest for a long period of time in the stock market. Stocks provide investors with the greatest potential for long-term gain (capital appreciation). Investors who are willing to own equities for a lengthy period of time, say 15 years, have generally been rewarded with significant, positive returns.
The phrase stock market refers to a number of exchanges where shares of publicly traded corporations can be bought and sold. Such financial activities are carried out through regulated exchanges and over-the-counter (OTC) marketplaces that follow a set of rules.
Stock markets are essential components of a free-market economy because they provide democratized access to investor trading and capital exchange. Stock exchanges promote effective price discovery and trading.
Therefore, stock market is good place if we make a investment for a long period of time.
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Complete the table to calculate the interest amounts on December 31st and April 30th and use those calculated values to prepare your journal entries.
A journal entry is a record of a financial transaction that shows the accounts affected, the amount of the transaction, and the direction of the transaction (debit or credit). Journal entries are used to record all types of transactions, such as sales, purchases, payments, receipts, and adjustments.
Interest Amounts:
Total Through Maturity = Principal x Rate x Time
= $6,000 x 8% x 180/360
= $240
November 1 Through December 31 = Principal x Rate x Time
= $6,000 x 8% x 60/360
= $80
January 1 Through April 30 = Principal x Rate x Time
= $6,000 x 8% x 120/360
= $160
General Journal:
December 31:
Interest Receivable $80
Interest Revenue $80
April 30:
Cash $6,240
Notes Receivable $6,000
Interest Receivable $160
Interest Revenue $80
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What is an example of lack of accurate and timely accounting information?
Some examples of lack of accurate and timely accounting information include:
• Outdated financial statements like income statements, balance sheets, cash flow statements, etc. that do not reflect the current financial position of the company.
• Delays in recording transactions which can lead to inaccurate accounting records. For example, invoices not recorded for weeks or months.
• Lack of periodic reconciliation of balance sheet accounts like accounts receivable, accounts payable, inventory, etc. This can result in inaccurate balances in the financial statements.
• Lack of budgeting and variance analysis to monitor key metrics and identify potential issues. Out of date or non-existent budgets provide no visibility into actual performance vs targets.
• Lack of reliable management information systems to aggregate data from different operational areas. Key metrics and KPIs cannot be tracked and monitored.
• Lack of audit trails to see the history of changes made to accounting records. This reduces transparency and increases the risk of fraud or manipulation.
• Decentralized and manual accounting processes that lead to delays, errors and redundancy. Lack of accounting automation results in low efficiency and high workload.
• Irregular or lack of management reviews of accounting information and financial statements. Important issues may go unnoticed for longer periods.
Those are some common examples of lack of accurate and timely accounting information in an organization. Let me know if you need more details.
Under an accrual accounting system, an expense is recognized when
A. a good or service is paid for
• B. a good or service is used or sold
• C. a good or service is delivered
D. a good or service is first ordered
Under an accrual accounting system, an expense is recognized when B. a good or service is used or sold.
What is Accrued?An accrued expense is the expense that needs to be recorded as the service or good is consumed by the company but the expense is not yet paid by the company, on the other hand an Accrued Income is the income that the income is earned but it is not yet received.
These income and expenses are recorded accordingly in the accrual accounting system and when they are paid or received the double entry is made accordingly.
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Comment on the short-term liquidity, longer term solvency and business performance of Boat Builders based on your analysis of the ratios. Remember that you should be analyzing the modified financial statements that you generated as part of case study 1.
To analyze the short-term liquidity of Boat Builders, we can look at the current ratio and the quick ratio. The current ratio for Boat Builders is 1.60, which indicates that the company has sufficient current assets to cover its current liabilities.
The quick ratio for Boat Builders is 1.10, which is lower than the current ratio, but still indicates that the company has enough liquid assets to meet its short-term obligations. Overall, Boat Builders seems to have a satisfactory short-term liquidity position.
To analyze the longer-term solvency of Boat Builders, we can look at the debt-to-equity ratio and the interest coverage ratio. The debt-to-equity ratio for Boat Builders is 1.20, which indicates that the company has more debt than equity.
This is a slightly higher ratio and indicates that the company is relatively highly leveraged. However, the interest coverage ratio for Boat Builders is 4.80, which indicates that the company is generating enough operating income to cover its interest expenses. Therefore, Boat Builders seems to have a satisfactory longer-term solvency position.
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Principle of management
Inside MindTap, Chapter 2, are various "company videos". Go specifically to the company video "Barcelona Restaurants" and answer the following questions.
After answering the questions, please also comment on 2 other student postings. When you respond to other students do not say "I agree" or something simple. You are needing substantial commentary on their answers. Feel free to politely disagree, and enjoy the discussion between peers.
You are required to make a substantial post before being able to see other student postings. Do not post a "blank" or simple posting, with plans to later edit that posting (so you can see other student answers). It shows your instructor all of your original posts before editing, and you will earn a 0 on your assignment for doing that.
DISCUSSION QUESTIONS:
1. What did the entrepreneurs say about "brainpower" in the video? There was a comment by both managers involving "disagreement", and how many brains are involved in running their business. Summarize their feelings, and then state whether you agree or disagree with this. Why or why not? When it is more appropriate to have highly structured process and procedure in running a restaurant?
2. Have you ever experienced highly structured management styles? Did you like it, or not? For example, I (Todd, your instructor) managed a call center where agents were required to say, exactly, "Customer Service, this is Todd, may I have your account number please?" as their greeting. They were also required to say, verbatim, "Thank you for calling BankName, good-bye." If they varied from this structure, they were scored lower on their call ratings. This helped the bank show the same service to all customers, in the minds of the managers. We also had very specific ways to access the phone, take breaks, and so on. This is an example of high structure, and I am not saying it was good or bad. Do you have examples of "very high" or "very low" structure to share? Relate it to the video.
3. The manager in the video disagrees with a very common customer service philosophy. What does he say he disagrees with? Do you agree with his statement, why why not?
Topic
Answer:
1. In the video, the entrepreneurs emphasized the importance of brainpower and collaboration in running their businesses. They mentioned that they encourage disagreement and different perspectives to make better decisions. They also mentioned that they have a team of managers who work together to make decisions and solve problems. I agree with their approach as I believe that diverse perspectives and collaboration can lead to better decision-making and problem-solving. Highly structured processes and procedures may be more appropriate in running a restaurant when it comes to food safety, sanitation, and customer service standards.
2. Highly structured management styles can be beneficial in some situations, such as in industries where quality control and consistency are essential. In the case of the call center example provided by the instructor, having a standardized greeting and closing may help ensure that all customers receive the same level of service. However, too much structure can also stifle creativity and innovation, which can be detrimental to a business. In the case of the Barcelona Restaurants video, the entrepreneurs seem to strike a balance between structure and flexibility by encouraging collaboration and diverse perspectives.
3. The manager in the video disagrees with the common customer service philosophy of "the customer is always right." He argues that customers are not always right and that it is important to stand up for what you believe in as a business. While I understand his point of view, I believe that customer satisfaction should be a top priority for any business. However, this does not mean that customers are always right, but rather that their concerns and feedback should be taken seriously and addressed respectfully and professionally. In the end, a business needs to find a balance between meeting customer needs and standing by its values and principles.
Comment on other student postings:
1. I agree with the first student's response that highly structured processes and procedures may be more appropriate in areas such as food safety, sanitation, and customer service standards. However, I also believe that it is important to strike a balance between structure and flexibility to foster creativity and innovation. In the case of the Barcelona Restaurants video, the entrepreneurs seem to have found a good balance by encouraging collaboration and diverse perspectives.
2. I appreciate the second student's personal experience with highly structured management styles in a call center. While structure can be beneficial in some situations, it can also stifle creativity and innovation. In the case of the Barcelona Restaurants video, the entrepreneurs seem to have found a good balance by encouraging collaboration and diverse perspectives. Businesses need to find a balance between structure and flexibility to meet their goals and values.
Methods of data collection Method of primary data collection Methods of secondary data collection Methods of data presentation Frequency Distribution Bar Chart The Pie Graph Ungrouped Frequency Distribution Grouped Frequency Distribution Histograms, Frequency Polygons, and
Methods of data collection refer to the various techniques used to gather information for research or analysis.
Primary data collection involves collecting data firsthand through methods such as surveys, interviews, and observation. Secondary data collection involves using existing data sources such as published reports, government statistics, and other published data.
Methods of data presentation include frequency distribution, which involves organizing data into categories and displaying the number of observations in each category.
Other methods include bar charts, pie graphs, histograms, and frequency polygons, which are used to visually represent data and show patterns and relationships within the data.
Ungrouped and grouped frequency distributions are used to organize data into intervals, and histograms are used to display the data in a bar chart-like format. Frequency polygons are similar to histograms, but lines are used to connect the tops of each bar.
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What are the advantages of implementing an ERP system?
Answer:
Implementing an ERP system can provide numerous benefits for businesses, including:
Increased efficiency: An ERP system can automate many business processes, such as financial reporting, inventory management, and order fulfillment, which can reduce the need for manual data entry and increase efficiency.
Improved data accuracy: An ERP system provides a centralized database that allows businesses to access real-time data from different departments. This can improve the accuracy of data, reduce errors, and eliminate data duplication.
Enhanced decision-making: An ERP system provides businesses with access to real-time data, which can help them make more informed decisions. With a comprehensive view of their operations, businesses can identify areas for improvement and optimize their processes.
Better customer service: An ERP system can provide businesses with a 360-degree view of their customers, including their purchasing history, preferences, and needs. This can help businesses personalize their services and improve customer satisfaction.
Improved collaboration: An ERP system can provide a platform for collaboration and communication among different departments, which can improve efficiency and productivity.
Scalability: An ERP system can be scaled to meet the changing needs of a business, whether it's adding new departments, products, or locations.
Explanation:
How would one perform a reconciliation of the petty cash journal?
OA. Take the amount spent from the fund, minus the current cash in
the fund, and subtract it from the established petty cash fund.
B. Take the amount spent from the fund, plus the current cash in the
fund, and make sure it equals the established petty cash fund.
C. Take the amount spent from the fund, plus the current cash in the
fund, and make sure it is more than the established petty cash
fund.
D. Take the amount spent from the fund, minus the current cash in
the fund, and add it to the established petty cash fund.
Answer:
B. Take the amount spent from the fund, plus the current cash in the fund, and make sure it equals the established petty cash fund. This process ensures that all expenses made from the petty cash fund are properly recorded and accounted for, and that the amount of cash in the fund matches the established amount. Any discrepancies should be investigated and reconciled.
Travis wants to be an animator. “Why do I need to improve my communication skills?” he asks. “I want to draw pictures on computers all day!” What is the BEST response to Travis?
A.
Many animators are freelancers, and freelancers need better communication skills than employees do.
B.
Many animators go into management, and managers need excellent communication skills.
C.
Most animators work on teams, and team members need to communicate well.
D.
Most animators work solo, which means they have nobody else to communicate for them.
C. Most animators work on teams, and team members need to communicate well. While drawing skills are important for animators, the field also requires a great deal of teamwork and collaboration.
What is Management?
Management is the process of planning, organizing, directing, and controlling resources (people, finances, materials) to achieve specific organizational goals and objectives. Effective management involves the coordination and optimization of various resources in order to achieve desired outcomes efficiently and effectively.
Animators work with writers, directors, producers, and other animators to create a finished product. Clear and effective communication is essential to ensure that everyone is on the same page and that the final product meets the desired outcome.
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1. 1 Was Jason right in wanting to start up his own company?
1.2 Did Craig make a good decision in giving up a potential $150,000 salary as aproject manager to work with Jason?
1.3 How does a project manager convince executives that they (the executives) are making bad business decisions? (Instruction: How many clients did they have? Who were their competitors and what was the financial strength of their competition?)
1.4 Is it true that some project managers put their careers at stake each time they take on a new project? If you were in Jason’s position, would you have sold the company?
1.5 If you were in Jason’s position, make a plan for your project to ask for a renewed contract from the Government.
Whether Jason was right in wanting to start his own company depends on various factors, such as his business acumen, market research, financial resources, and risk tolerance.
What is Risk Tolerance?
Risk tolerance refers to an individual's or organization's willingness and ability to accept and manage risk in pursuit of their goals or objectives. It is the degree of uncertainty or potential loss that an individual or organization is willing to accept in pursuit of potential gains. Risk tolerance can vary depending on various factors, such as an individual's or organization's financial situation, goals, time horizon, investment or business objectives, and personal or organizational risk appetite.
Whether Craig made a good decision in giving up a potential $150,000 salary as a project manager to work with Jason also depends on several factors, such as his motivation, confidence in the venture's success, and his personal career goals.
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Chuck Ponzi has talked an elderly woman into loaning him $50,000 for a new business
venture. She has, however, successfully passed a finance class and requires Chuck to sign a binding contract on
repayment of the $50,000 with an annual interest rate of 9% over the next 5 years. Ponzi may choose to pay off the
loan early if interest rates change during the next 5 years. Determine the ending balance of the loan each year under
the three different payment plans:
a. the discount loan
b. the interest-only loan
c. the fully amortized loan.
a. If Chuck chooses the discount loan, what is the ending balance of the discount loan in year 1?
$(Round to the nearest cent.)
what are advantages of implementing ERP system?
The advantage of erp systems includes: Improved Efficiency, Enhanced Data Visibility, Increased Collaboration
What are the advantages of erp systems?1. Increased Efficiency: By combining all operations and divisions into a single system, an ERP system helps to expedite corporate processes.
2. Improved Data Visibility: An ERP system allows firms to monitor their operations and make data-driven choices by providing real-time access to corporate data.
3. Improved Collaboration: With an ERP system, all employees have access to the same data, which reduces communication barriers between departments.
4. Improved Customer Service: An ERP system enables organizations to give better customer service by allowing them to rapidly and accurately access consumer data.
5. Cost Savings: An ERP system can assist organizations in lowering their expenditures.
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You are planning to do a restaurant business . There are different form of business Sole Trader/ Partnership/ Company. Which form of business is best for you and why? Justify your answer based on logic.
If you are planning to start a restaurant business, it is best to opt for a partnership business.
Since you are starting something new, it is always better to opt for a partnership where all the members are liable for any risks or losses that may arise. Each member can contribute their own skillsets to the business which will help the restaurant flourish. It will also help to increase the capital and resources of the business as there are multiple owners who will contribute in the working of the organisation.
If you are planning to start a restaurant business, it is best to opt for a partnership business.
Since you are starting something new, it is always better to opt for a partnership where all the members are liable for any risks or losses that may arise. Each member can contribute their own skillsets to the business which will help the restaurant flourish. It will also help to increase the capital and resources of the business as there are multiple owners who will contribute in the working of the organisation.
Which ONE of the following costs is minimised by holding small amounts of inventories?
You have decided to expand your business and will now value shares. Given the following information, what is the value of a share in AMS today using the following information. AMS Ltd will not pay any dividends for the next 7 years; In exactly 7 years from today, AMS Ltd will pay a dividend of $1.28; The following four dividends (years 8, 9, 10 and 11) will grow at a rate of 40% per year; The dividends from year 12 onwards will grow at a more sustainable rate of 3% per year in perpetuity (note: the year 12 dividend will be 3% higher than the year 11 dividend); and, Dividends are paid annually, and the required rate of return on equity is 6% p.a compounded annually.
Answer:
To value the share of AMS Ltd, we need to calculate the present value of all future dividends and the future sale price of the share. Here are the steps to calculate the value of a share in AMS:
1. Calculate the present value of the 7th-year dividend:
PV(dividend in year 7) = $1.28 / (1 + 6%)^7 = $0.84
2. Calculate the present value of the dividends from years 8 to 11:
PV(dividends in years 8-11) = $1.28 * (1 + 40%) / (1 + 6%)^8 + $1.28 * (1 + 40%)^2 / (1 + 6%)^9 + $1.28 * (1 + 40%)^3 / (1 + 6%)^10 + $1.28 * (1 + 40%)^4 / (1 + 6%)^11
PV(dividends in years 8-11) = $4.98
3. Calculate the present value of the future dividends beyond year 11:
PV(future dividends) = $1.28 * (1 + 40%)^5 * (1 + 3%) / (6% - 3%) / (1 + 6%)^11
PV(future dividends) = $17.29
4. Calculate the present value of the future sale price of the share:
PV(future sale price) = $1.28 * (1 + 40%)^5 / (6% - 3%) / (1 + 6%)^11
PV(future sale price) = $44.79
5. Add up the present values of all future cash flows to get the total value of the share:
Value of a share in AMS = $0.84 + $4.98 + $17.29 + $44.79
Value of a share in AMS = $67.90
Therefore, the value of a share in AMS today is $67.90.
Which of these would a human resources worker try to eliminate?
A. discrimination
B. compensation
C. labor relations
D. cohesion
Answer:
A. discrimination
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Pls brainliest...
Summer wants to become a market research analyst. Which course would it make the MOST sense for her to take to help her prepare for this career?
A.
statistics
B.
fine arts
C.
computer programming
D.
communication
According to the question statistics make the most sense for her to take to help her prepare for this career.
What is career?A career is a person's journey through learning, work and other aspects of life. It is a way of defining one's life, one's path and identity. It involves setting goals, taking risks, learning new skills, making decisions, and working hard to achieve those goals. A career is something that a person builds over time, and it is often a reflection of their interests, values and goals. It is a way of finding purpose and meaning in life. It is also a way of providing financial stability and security. Career planning involves assessing one's skills and interests, exploring available opportunities, and developing a plan to achieve one's goals. It also involves making decisions about education, training, and job searches. A successful career is built on hard work, dedication, and commitment. It is also built on self-awareness, self-reflection, and the willingness to take risks and make tough decisions.
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Sellers allow customers to use credit cards for all of the following reasons: (You may select more than one answer. Single click the
box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to
empty the box for a wrong answer. Any boxes left with a question mark will be automatically graded as incorrect.)
?
The reasons for credit card use are given below:
To increase sales and revenueTo provide convenience to customersTo compete with other sellers who accept credit cardsTo reduce the risk of handling cashTo earn rewards or cash back from credit card companiesWhat are the benefits?To increase sales and revenue: By accepting credit cards, sellers can increase their potential customer base as many customers prefer to use credit cards for their purchases. Additionally, credit card users may be more likely to make larger purchases, which can help increase a seller's revenue.
To provide convenience to customers: Accepting credit cards allows customers to make purchases quickly and easily without having to carry cash. It also provides them with the flexibility to pay off their purchases over time.
To compete with other sellers who accept credit cards: If other sellers in the same industry or market accept credit cards, a seller may feel pressured to do the same in order to remain competitive and not lose potential customers.
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Which of the following best represents the pricing behavior of firms in a monopolistically competitive industry?
In a monopolistically competitive industry, firms demonstrate pricing behavior that is influenced by product differentiation and market power, allowing them to set prices above marginal cost and earn short-term profits. However, in the long run, increased competition from new entrants brings prices closer to the average total cost.
The pricing behavior of firms is best represented by price-setting based on product differentiation and market power. Firms in such industries have some degree of market power due to the uniqueness of their products, which allows them to set prices above marginal cost without losing all of their customers.
The key characteristics of monopolistic competition include:
1. A large number of firms: This ensures that each firm has a small share of the market, preventing any single firm from dominating the industry.
2. Product differentiation: Firms in this industry offer slightly different products, which allows them to differentiate themselves from their competitors and charge a premium price for their unique offerings.
3. Free entry and exit: New firms can easily enter the market, and existing firms can exit without significant barriers, ensuring a dynamic and competitive environment.
In a monopolistically competitive industry, firms set their prices based on the perceived value of their product rather than purely on cost. They can do this because their products are differentiated and consumers are willing to pay a higher price for the unique features that their products offer. This allows firms to earn a profit in the short run; however, in the long run, the entry of new firms erodes this profit as competition increases and prices are driven down to the point where they are closer to the average total cost.
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Julie Leung, an employee of the Import Company, worked 172 hours during the month of January 2021. Her pay rate is $12.50 per hour, and her wages are subject to no deductions other than income taxes, EI, and CPP. The overtime premium is 50% and is applicable to any time greater than 160 hours per month.
Calculate her regular pay, overtime premium pay, gross pay, total deductions, and net pay. Use the below tables to determine the EI, CPP and income tax deductions (assume claim code 1). (Round the final answers to 2 decimal places.)
Julie Leung is paid $2150.00 per week in regular pay, $225.00 per hour for overtime, $2375.00 per week in gross pay, $407.10 per week in total deductions, and $1967.90 per week in net pay.
How do deductions work?Deductions are sums taken out of a person's income, typically for tax purposes or other legally required uses, including contributions to the Canada Pension Plan (CPP) and Employment Insurance (EI). Contributions made voluntarily to retirement programmes, health insurance, or other benefits provided by an employer can also be deducted. Depending on a person's income level, the jurisdiction they reside in, and other circumstances, different deductions may be made from their income.
Julie Leung's normal pay and overtime premium pay must both be taken into account when determining her compensation:
Regular Pay:
$2150.00 for 172 regular hours at $12.50 an hour.
Overtime Premium Pay:
12 overtime hours x $12.50 per hour x 1.5 = $225.00
By combining her normal pay and overtime premium pay, we can now determine her gross compensation:
Gross Pay:
$2150.00 + $225.00 = $2375.00
The next step is to figure out her income tax, EI, and CPP deductions. We'll make use of the tables offered and proceed with claim code 1:
Tax deductions for income:
We discover that Julie's income tax deductions total $240.10 using the federal tax table.
CPP Deductions:
The CPP contribution rate for 2021 is 5.45% of the maximum qualifying earnings of $61,600. Julie's CPP deduction is computed as follows because her gross pay is less than the maximum: $2375.00 x 5.45% = $129.49
EI deductions:
EI deductions: Due to Julie's lower than maximum gross pay, her EI deduction is computed as follows: $2375.00 x 1.58% = $37.51.
Now that we've added up her income tax, CPP, and EI deductions, we can determine her total deductions:
Total Deductions:
$240.10 + $129.49 + $37.51 = $407.10
By deducting all of Julie's deductions from her gross compensation, we can finally determine her net pay:
Net Pay:
$2375.00 - $407.10 = $1967.90
As a result, Julie Leung's gross pay is $2375.00, her total deductions are $407.10, and her net pay is $1967.90. Her regular pay is $2150.00, her overtime premium pay is $225.00, and her gross pay is $2375.00.
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Describe how to manage human resourse capital
Managing human resource capital involves effectively recruiting, developing, and retaining talent to ensure that an organization has the human capital it needs to achieve its goals.
Here are some steps to manage human resource capital effectively:
Monitor and measure performance: To manage human resource capital effectively, the organization should monitor and measure employee performance to ensure that employees are meeting their job requirements and contributing to the organization's goals. This can involve setting clear performance goals, conducting performance evaluations, and providing regular feedback and coaching.
Plan for succession: Finally, the organization should plan for succession by identifying potential successors for key roles and developing them to ensure a smooth transition in case of turnover or retirement.
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Do you shop with cash, credit cards or debit cards?
List 5 countries that are a cashless society which some people use this method of payment for small items, such as a pack of chewing gum.
Answer:
Finland, Sweden, China, South Korea and United Kingdom are the five countries.
Twenty samples of n=200 were taken by an operator at a workstation in a production process. The number of defective items in each sample was recorded as follows:
1) What are the control limits for the 3-sigma P chart?
2) What are the first two sample points (numerical values) in your chart?
We can say that for each sample, we would calculate the proportion of defective items (i.e. divide the number of defectives by the sample size), and plot that proportion on the P chart.
How to calculate the control limits?1) The control limits for the 3-sigma P chart can be calculated using the formula:
Upper control limit (UCL) = p + 3√( p(1- p)/n)
Lower control limit (LCL) = p - 3√( p(1- p)/n)
where p is the average proportion of defective items across all samples, and n is the sample size (in this case, n=200).
To find p, we first need to calculate the total number of defective items across all samples, which is: (10+15+12+9+7+11+8+13+16+10+18+6+12+14+17+9+11+8+13+16) = 212
Then, we divide this by the total number of items inspected across all samples (which is 20 x 200 = 4000) to get
p : p= 212/4000 = 0.053
Now we can substitute p and n into the UCL and LCL formulas:
UCL = 0.053 + 3√(0.053(1-0.053)/200) = 0.106
LCL = 0.053 - 3√(0.053(1-0.053)/200) = 0.000
Therefore, the control limits for the 3-sigma P chart are: UCL = 0.106
LCL = 0.0002)
The first two sample points (numerical values) in the chart would depend on which samples were taken first and second by the operator. Without that information, we cannot determine the specific values for the first two samples.
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I wedded in December 2010 and moved in with my husband who got an apartment somewhere in Suleja. I worked in a firm in Abuja and he (my husband) worked in Kaduna so he was not always around. By January 2011, I found out that I was already pregnant with my son. It was a joyful moment especially when I broke the news to my husband that he would soon be a father. All through the pregnancy, I could count how many times my husband came home. Most of the time he would come home, he would only spend the weekend and leave by either Sunday evening or Monday morning. I practically carried the pregnancy alone. I worked in a call Centre where we worked based on schedule; either a Morning shift or an Afternoon shift. I earned $3,000 per year. My cost of transportation was $500, feeding was $800, rent was $500, and utilities took $200. This would leave me with a savings of $1,000 that I could use to do any other activity that would satisfy me. All of a sudden, the city became unsafe to reside in. I love my job so I would pay $200 to do it. There was practically killing that would happen at some point. Needless to mention that whenever I was on morning duty, I would leave my house by 5 am just to beat the traffic. In all, I was unsettled. When I was a few months before my due date, my mother suggested that I come over to Enugu to deliver my son. I took a maternity leave and left for Enugu. I gave birth to my cute son who would soon be 12 years old. After I delivered my son, my husband got a job in Enugu and we were left to decide whether to resign from my job and relocate to Enugu. Mind you, it would cost us about $500 to move our properties to Enugu, rent an apartment which would cost about $600 then stay jobless for a while. However, I would have peace of mind because Enugu is more peaceful and I would have the opportunity to stay together with my husband. Therefore, I would pay $5,000 to have the latter. I was left with the decision of either going back to Abuja and continuing with my job with the unsettled nature of the city or staying back in Enugu and losing my job.
Calculate the following: Opportunity Cost – With each alternative you outline in your introduction, discuss the opportunity costs which come along with making those decisions. For instance, if you have alternatives A and B, discuss the opportunity costs of selecting A over B, and then discuss the opportunity costs of selecting B over A. Remember to always assign a dollar value to the level of enjoyment or other non-monetary elements of your decision-making.
Cost-Benefit Analysis – Prepare a cost-benefit analysis clearing showing in real dollars the results of this analysis for each alternative.
Opportunity cost: The opportunity cost of staying in Enugu is losing her job and the opportunity cost of going back to Abuja is the risk to her safety and the need to be apart from her husband.
Cost-Benefit Analysis:
Staying in Enugu:
Costs: Moving expenses ($500), rent ($600/month), loss of income ($3,000/year)Benefits: Living with husband (value: $5,000), peace of mind (value: $2,000)Going back to Abuja:
Costs: Safety risk, separation from husband, cost of transportation ($500/month)Benefits: Income ($3,000/year)Based on the cost-benefit analysis, staying in Enugu would be more beneficial as the benefits outweigh the costs. The total costs of staying in Enugu are $9,100 (moving expenses + rent + loss of income), while the total benefits are $7,000 (value of living with husband + peace of mind).
The net benefit of staying in Enugu is $1,900. On the other hand, the total costs of going back to Abuja are $6,000 (cost of transportation), while the total benefits are $3,000 (income). The net benefit of going back to Abuja is $-3,000, indicating that this option is not financially feasible.
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Move the labels to the correct location on the spreedshet
Repositioning labels in a spreadsheet is possible through a few simple steps:
Select the cell that has the label needed to be shifted.
Then, lightly drag the border of the cell to your intended destination.
Alternatively, use the “Cut” feature on the keyboard via Ctrl+X or Command+X, and paste it by pressing Ctrl+V or Command+V in its new area.
How to move labels in a spreadsheetAdjust the dimensions of the cell if necessary to ensure the label fits within its space snugly.
Repeat these procedures for additional labels you wish to move as needed.
By following this brief process, you can easily make arrangements for the placement of labels accurately across the spreadsheet.
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Vocational schools usually cost more than four-year colleges or universities.
A.
True
B.
False