or your retirement you want to have enough funds in your RRSPs to provide an income stream of $25,000 for 30 years. How much money would you need to have accumulated if your RRSPs averaged a real return of four percent per year? (Round to the nearest thousand) a. $441,000 O b. $432,000 C. $384,000 O d. $1,402,000

Answers

Answer 1

Money needed to have accumulated if the RRSPs averaged a real return of four percent per year is $432,000

Amount of income stream = $25,000

Time = 30 years

According to the 4% rule, a retiree can risk not having enough money for at least 30 years by comfortably withdrawing 4% of their assets in their first year of retirement and adjusting that amount for inflation each year after that.

Calculating the present value -

[tex]PV = FV / (1 + r)^n[/tex]

Substituting the values -

[tex]PV = $25,000 / (1 + 0.04)^30[/tex]

[tex]PV = $25,000 / (1.04)^30[/tex]

= 432,309

Rounded the nearest thousand the return amount comes to $432,000

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Related Questions

A store is having a buy one get one 30% off sale. During the sale Christopher buys two pairs of shoes that each have a regular price of 48$. How much does Christopher pay for the two pairs of shoes?

Answers

Answer: He paid $28.08.

Hilary walked 18 yards from her house to the library. Then she walked 288 feet to the post office. What is the total distance in yards Hilary walked? Use the conversion chart below to solve.

Answers

Answer:

37 yards

Step-by-step explanation:

Given data

Distance from house to the library= 18 yards

Distance from  the library to the post office= 288 feet

Total distance in yards, first let us have all units to yards

288ft to yard= 96 yards

Hence the total distance in yards is

=18+19

=37 yards

Fitting a straight line to a set of data yields the following prediction line.

Y_i = 14 - 0.2X_i I

nterpret the meaning of the Y-intercept, b_0.

Answers

The Y-intercept (b_0 = 14) represents the predicted value of Y when X is zero.

In the given prediction line equation, Y_i = 14 - 0.2X_i, the Y-intercept is represented by the term '14', which is the coefficient of the constant term.

The Y-intercept, denoted as b_0, represents the predicted value of the dependent variable (Y) when the independent variable (X) is equal to zero. In this case, when X is zero, the equation becomes:

Y_i = 14 - 0.2(0) = 14

Therefore, the Y-intercept (b_0 = 14) represents the predicted value of Y when X is zero. It is the point where the prediction line intersects the Y-axis. In practical terms, it means that when the independent variable has no effect or has a value of zero, the predicted value of the dependent variable is 14.

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Find the inverse of the one-to-one function. State the domain and the range of the inverse function. {(2, 11), (3, -4), (4, -1), (5, -14), (6, 1)} The inverse function is The domain of the inverse function is The range of the inverse function is

Answers

The inverse function is given by the set of points {(11, 2), (-4, 3), (-1, 4), (-14, 5), (1, 6)}, the domain of the inverse function is {11, -4, -1, -14, 1}, and the range of the inverse function is {2, 3, 4, 5, 6}.

To find the inverse of the one-to-one function defined by the given set of points {(2, 11), (3, -4), (4, -1), (5, -14), (6, 1)}, we need to swap the x-values with the y-values to obtain the reversed pairs of points.

The inverse function is {(11, 2), (-4, 3), (-1, 4), (-14, 5), (1, 6)}.

The domain of the inverse function is the set of all x-values from the original function, which in this case is {11, -4, -1, -14, 1}.

The range of the inverse function is the set of all y-values from the original function, which in this case is {2, 3, 4, 5, 6}.

Therefore, the inverse function is given by the set of points {(11, 2), (-4, 3), (-1, 4), (-14, 5), (1, 6)}, the domain of the inverse function is {11, -4, -1, -14, 1}, and the range of the inverse function is {2, 3, 4, 5, 6}.

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The information for this question was obtained from the study linked here.) When a person consumes a drug, the drug is absorbed into the bloodstream over a period of time. In this question, we investigate the peak concentration of a drug in the blood stream. Caffeine is a drug that is absorbed and eliminated according to first-order kinetics. Suppose that a person's rate of caffeine absorption is 8 and that the person's rate of elimination is 7. Then after a dose D of caffeine, the concentration c of caffeine in the person's blood as of time t is given by
c(t)=(D/(1-(7/8))((e^-7t)-(e^-8))
Find the exact time at which the maximum concentration occurs.
t= ___

Answers

The exact time at which the maximum concentration occurs is given by: [tex]t = (ln(7/8) + 8) / 7[/tex]

To find the exact time at which the maximum concentration occurs, we need to determine the value of t that maximizes the concentration function c(t).

Given the concentration function:

[tex]c(t) = (D / (1 - (7/8))) * ((e^{-7t}) - (e^{-8}))[/tex]

To find the maximum concentration, we can differentiate c(t) with respect to t and set the derivative equal to zero, then solve for t.

Differentiating c(t) with respect to t:

[tex]c'(t) = (D / (1 - (7/8))) * ((-7e^{-7t}) - (-8e^{-8}))\\ = (D / (1 - (7/8))) * (-7e^{-7t} + 8e^{-8})[/tex]

Setting c'(t) equal to zero:

[tex](D / (1 - (7/8))) * (-7e^{-7t} + 8e^{-8}) = 0[/tex]

Since D is a positive constant, we can ignore it in the equation. So we have:

[tex]-7e^{-7t} + 8e^{-8} = 0[/tex]

[tex]-7 + 8e^{-8+7t} = 0\\8e^{-8+7t} = 7\\e^{-8+7t} = 7/8\\-8 + 7t = ln(7/8)\\7t = ln(7/8) + 8\\t = (ln(7/8) + 8) / 7[/tex]

Therefore, the exact time at which the maximum concentration occurs is given by: t = (ln(7/8) + 8) / 7

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By inspection, determine if each of the sets is linearly dependent.
(a) S = {(1, 3), (3, 2), (-2, 6)}
O linearly independent
O linearly dependent
(b) S = {(1, -5, 4), (4, -20, 16)}
O linearly independent
O linearly dependent
(c) S = {(0, 0), (1, 0)}
O linearly independent
O linearly dependent

Answers

(a) S = {(1, 3), (3, 2), (-2, 6)} O linearly independent set, (b) S = {(1, -5, 4), (4, -20, 16)} O linearly dependent and (c) S = {(0, 0), (1, 0)} O linearly dependent.

(a) S = {(1, 3), (3, 2), (-2, 6)}

O linearly independent set

S is linearly independent because no vector in S can be expressed as a linear combination of the others, without considering the coefficients all equal to zero.

(b) S = {(1, -5, 4), (4, -20, 16)}

O linearly dependent

We can see that 4 × (1, −5, 4) = (4, −20, 16).

Thus, S is linearly dependent because there are non-zero scalars a,b that satisfies a(1, −5, 4) + b(4, −20, 16) = 0.

(c) S = {(0, 0), (1, 0)}

O linearly dependent

vector (0, 0) is a linear combination of (1, 0) because 0(1, 0) = (0, 0).

Thus, S is linearly dependent because there are non-zero scalars a,b that satisfies a(0, 0) + b(1, 0) = 0.

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bro please i need the correct answer i will give u a brainliest to please i really need help

Answers

Answer:

A

Step-by-step explanation:

Because I am smart and u best mark me brainlist

DELL 5+5
what's a girl Raymond ​

Answers

Ray? What are u asking me right now.

Help please I’m trying to go to sleep

Answers

Answer: y > -4 (red)

Step-by-step explanation:

Someone help me please need ASAP​

Answers

Answer:

x = 1/2

Step-by-step explanation:

all of its sides are equal;

4x - 6 = 2x - 5

2x = 1 , x  = 1/2

If you add Natalie's age and Fred's age, the result is 42. If you add Fred's age to 3 times
Natalie's age, the result is 70. Write and solve a system of equations to find how old Fred and
Natalie are.

Answers

Answer:

N+F=42 & F+3N=70 System Solved: Natalie is 14 and Fred is 28

Step-by-step explanation:

Using variables N=natalies age and F=Freds age

N+F=42 ----> N=42-F (take this and plug it into the other equation)

F+3N=70 so F+3(42-F)=70 [simplify] F+126-3F=70 [further simplify]

-2F=-56 [divide -56 by -2] F=28 [then plug this number into the orig. equation]

So N+28=42 or N=14.

Given that CAT = DOG select all statements that are true,

Answers

Answer:

The answer to this problem Is A I think

Step-by-step explanation:

It’s A or B but I mostly think A just good luck

3. The ratio of the side lengths of a pentagon is 1:3:4:6:9, and the perimeter is 115 yds. What is the measure of the 3rd longest side?

Answers

Answer:

20 yards

Step-by-step explanation:

By the given ratio, the side measurements are 1x, 3x, 4x, 6x, and 9x

We are given the perimeter of this shape is 115. Therefore, 1x+3x+4x+6x+9x=115.

We can solve that for x, so we can find each side measurements' numerical value.

(1+3+4+6+9)x=115

(23)x=115

x=115/23

x=5

So the side measurements are:

1x=1(5)=5

3x=3(5)=15

4x=4(5)=20

6x=6(5)=30

9x=9(5)=45

The third longest sife is 20 yards.

Please help and explain!

Find the total surface area shown down below

Ignore the colors!

Answers

first you find the square and the are of the square would be 7*4=28.

then you move on to the triangles the purple ones together are 7 * 5 = 35 , since there’s 2 you don’t have to divide the area by 2 just use it as the combined for both

then black same thing 4*3 = 12

so
12+35+28=75

(a) Find the determinant of the given matrix M. Show all your work. 2 2 -1 9 M= 4 2 8 8 1 17 24 0 10-13 1 determinant of the matrix -2B³A-CTB-¹AT.
(b) Let A, B, C be 3 x 3 matrices with det A= -2

Answers

In part (a) of the problem, the task is to find the determinant of the given matrix M by showing all the steps of the calculation. In part (b), we are given three matrices A, B, and C with det A = -2.

(a) To find the determinant of matrix M, we can use various methods such as cofactor expansion or row operations. Let's use cofactor expansion along the first row:

det M = 2 * (-1)^(1+1) * det [[2 8 0] [17 24 0] [10 -13 1]]

- 2 * (-1)^(1+2) * det [[4 8 0] [1 24 0] [10 -13 1]]

Simplifying and evaluating the determinants of the 2x2 matrices, we get:

det M = 2 * (2 * 24 - 17 * (-13))

- 2 * (4 * 24 - 1 * (-13))

After performing the calculations, we find the determinant of matrix M.

(b) The given information states that det A = -2. However, no specific task or question is mentioned regarding matrices A, B, and C. Further instructions or requirements are needed to provide a specific answer or analysis based on the given information.

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Tell whether the angle measures can be those of a triangle.

20°, 160°, 20°

Yes, can be those of a triangle.
No, cannot be those of a triangle.

Answers

No.

The 3 angles of a triangle need to equal 180 degrees.

The sum of the 3 given angles is greater than 180 ( 160 + 20 + 20 = 200) so it cannot form a triangle.

Here are some possible examples of two families of orthogonal functions. Identify each of them as being definitely incorrect or potentially correct and explain why. I'm not asking you to solve three complete orthogonal trajectory problems! a. y = cx5 and 5x2 + y2 = k b. x2 + y2 = 2cy and x2 + y2 = 2kx c. x2 = y2 + c and y = ke

Answers

(a) y = cx⁵ and 5x² + y² = k are do not satisfy the conditions for orthogonality.

(b) x² + y² = 2cy and x² + y² = 2kx potentially represent families of orthogonal functions .

(c) x² = y² + c and y = kx potentially represent families of orthogonal functions .

a. y = cx⁵ and 5x² + y² = k: Definitely incorrect. The equation 5x² + y² = k represents an ellipse, whereas the equation y = cx⁵ represents a polynomial function. These two functions do not satisfy the conditions for orthogonality.

b. x² + y² = 2cy and x² + y² = 2kx: Potentially correct. Both equations represent circles in the xy-plane. However, for them to be orthogonal functions, the centers of the circles need to coincide at the origin (0, 0). If the centers are at the origin, then these equations can be potentially correct as orthogonal functions.

c. x² = y² + c and y = kx: Potentially correct. The equation x² = y² + c represents a hyperbola, and the equation y = kx represents a straight line passing through the origin. If the hyperbola is centered at the origin and the line passes through the origin, then these equations can be potentially correct as orthogonal functions.

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Mrs. Hall records the height of 50 students in a spreadsheet the mean height is 60 inches after looking at the date again she realize that the two other observations were allies it must’ve been typos 82 and 86 inches she deleted these two observations what is the new mean rounded to the nearest hundredth

Answers

Answer is in a photo. i couldn’t attach it here, good luck!



Answer:

67. 33 inches

Step-by-step explanation:

[50(68) - 82 - 86] / 48 = 67.33

State a decomposition theorem for finite generated modules over the PID a Z(p) = {{ = : a : a,b € Z and płb}.

Answers

Decomposition theorem for finite generated modules over the PID $\mathbb{Z}(p) = \{a = (a, b) \in \mathbb{Z} \times \mathbb{Z} | p | ab\}.$

The decomposition theorem states that any finite generated module over a principal ideal domain can be written as a direct sum of finitely many cyclic submodules. Additionally, these cyclic submodules are uniquely determined up to isomorphism, which means that the module has a unique decomposition up to isomorphism. In the case of $\mathbb{Z}(p)$, we can write it as a direct sum of cyclic submodules generated by elements of the form $p^k$ for $k \in \mathbb{Z}$. This decomposition is unique up to isomorphism. The primary decomposition theorem enables us to represent a vector space as a direct sum of invariant subspaces by using the smallest polynomial of a matrix. It is essential to comprehending and interpreting the data the minimal polynomial provides.

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Using the greatest common factor (GCF), what is the factored form of: 24v-36

Answers

Answer:

12(2v - 3)

Step-by-step explanation:

GCF of 24 and 36 is 12

24v - 36

12(2v - 3)

write an expression describing all the angles that are coterminal with 358°. (please use the variable in your answer. give your answer in degrees, but do not include a degree symbol in your answer.)

Answers

Answer:  358 + 360n   where n is an integer

Reason:

Coterminal angles point in the same direction.

We add on multiples of 360 to rotate a full circle, and we get back to the same direction that 358 degrees points in (almost directly to the east). The variable n is an integer {..., -3, -2, -1, 0, 1, 2, 3, ...}

If n is negative, then we subtract off multiples of 360.

pls help 42−6×4(12)3=

Answers

Answer:

-822

Step-by-step explanation:

i just typed it in the calculator

but if you're doing it by hand, 1st multiply 4*12*3*6 and then subtract 42 from it

Solve: 3x - 18 = 6
Please answer and give the correct answer. Thank You! :)

Answers

Answer:

x = 8

Step-by-step explanation:

Hope this helps have a great day

Consider the subtraction problem, 2013 - 40, for which Allie gets the answer 1073. What is most likely Allie's misunderstanding, and, if uncorrected, what would Allie's answer be for 304 - 9?

Answers

The correct answer is 295.

If Allie's misunderstanding is not corrected, she might incorrectly subtract 9 from 304 and get an incorrect answer.

We have,

Based on the given information, Allie's misunderstanding is likely related to the concept of regrouping or borrowing when performing subtraction.

Allie may not have correctly subtracted the tens digit from the hundreds digit, resulting in an incorrect answer.

If Allie's misunderstanding is not corrected, her answer for 304 - 9 would also be incorrect.

Let's calculate it correctly:

When subtracting 9 from 304, we start with the one digit: 4 - 9.

However, since 4 is smaller than 9, we need to borrow from the tens digit. Therefore, we regroup 1 ten as 10 ones, making the tens digit 3 - 1 = 2, and the one's digit becomes 14 - 9 = 5.

Thus,

The correct answer is 295.

If Allie's misunderstanding is not corrected, she might incorrectly subtract 9 from 304 and get an incorrect answer.

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The probability distribution of a game is shown in the table. Find the expected number of points won per play. Round to the nearest tenth if needed.

a) 5.7 b) 4.5 c) 4.7 d) 5

Answers

Answer:

4.5

Step-by-step explanation:

I just did this lesson and i just guessed, but i got it wrong and it said the answer was 4.5. basically, you multiply the fractions and the number value first,(like 1/6 X 0) and you do that to all of them. and then you add up all your answers, simplify them and put it in decimal form. and you get 4.5. hopefully that made enough sense.

A triangle with a perimeter of 139 units is dilated by a scale factor of 1/4. Find the perimeter of the triangle after dilation. Round your answer to the nearest tenth, if necessary.​

Answers

Answer:

173.8 units

Step-by-step explanation:

If it's asking for a

139 * 1/4= x

34.75= x

34.75 + 139= 173.75

round to get 173.8

Find the volume of this cylinder.
Round to the nearest tenth.
8ft
-5ft
[?] ft3

Answers

Answer:

628 ft

Step-by-step explanation:

The volume of cylinder is, V= 628 ft³.

What is Volume?

The amount of space occupied by a three-dimensional figure as measured in cubic units.

Given:

radius,r= 5 ft, height, h = 8 ft

Volume= πr²h

V= 3.14 * 5 *5 * 8

V= 628 ft³

Hence, the volume of cylinder is 628 ft³.

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Rating the contingency table to the right to (a) calculate the nal frequencies, and (b) find the expected frequency for call in the contingency table. Assume that the variables ndependent Size of restaurant Seats 100 or fewer Seats over 100 Excent 182 185 200 316 + alculate the marginal frequencies and samples stre of restaurant Seats 100 or fewer Seats over 100 Total Excellent 182 186 368 Rating Fair 200 316 516 Poor 161 155 356 Total 513 557 1200 And the expected frequency for each of in the contingency table Rating Excellent Poor e of restaurant Beats 100 or fewer Beats over 100 Round to two decimal places as needed Ip me solve this View an example Get more help Clear all Check on & MacBook Air.

Answers

(a) To calculate the final frequencies in the contingency table, we need to sum up the frequencies for each combination of variables. The final frequencies are as follows:

Size of restaurant: Seats 100 or fewer

- Excellent: 182

- Fair: 200

- Poor: 161

Size of restaurant: Seats over 100

- Excellent: 186

- Fair: 316

- Poor: 155

(b) To find the expected frequency for each cell in the contingency table, we can use the formula:

Expected Frequency = (row total * column total) / grand total

The expected frequencies for each cell in the contingency table are as follows:

Size of restaurant: Seats 100 or fewer

- Excellent: (513 * 368) / 1200 ≈ 157.60

- Fair: (513 * 516) / 1200 ≈ 220.95

- Poor: (513 * 356) / 1200 ≈ 151.77

Size of restaurant: Seats over 100

- Excellent: (557 * 368) / 1200 ≈ 171.53

- Fair: (557 * 516) / 1200 ≈ 237.85

- Poor: (557 * 356) / 1200 ≈ 164.62

(a) The final frequencies in the contingency table are obtained by summing up the frequencies for each combination of the variables "Size of restaurant" and "Rating." This gives us the observed frequencies for each category.

(b) The expected frequency for each cell is calculated using the formula mentioned above. It considers the row total, column total, and grand total of the contingency table.

The expected frequencies represent the frequencies we would expect to see in each cell if the variables were independent of each other. These values are used to assess the association between the two variables.

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EH is a diameter is D. The measure of EF is (10x + 8) and the measure of GH is (11x). What's the value of X

Answers

Answer:

x = 5°

EF = 58°

GH = 55°

Step-by-step explanation:

From The diagram :

Recall ; Angle on a straight line = 180°

This means :

EF + FG + GH = 180

EF = (10x + 8)°

GH = (11x)°

FG = 67°

HENCE;

10x + 8 + 11x + 67 = 180

21x + 75° = 180°

21x = 180 - 75

21x = 105

x = 105 / 21

x = 5

EF = 10x + 8 = 50 + 8 = 58°

GH = 11x = 11 * 5 = 55°

rounded to the thousands place :) thank you!!

5e^3x – 4 = 31

Answers

Step-by-step explanation:

Add 4 to both sides: 5e^3x = 35, or

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