Using online and mobile banking apps to schedule money transfers to your savings account can help you meet savings goals.
How to manage personal budget?It is essential to organize your accounts and expenses in a structured way, allocating resources to be used according to your needs and desires. For this you can use technological resources, creating spreadsheets in applications increasing control over your budget.
Therefore, the control over the personal budget helps in the individual financial balance, organizing the accounts according to their needs.
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You are going to deposit $20,500 today. you will earn an annual rate of 3.9 percent for 14 years, and then earn an annual rate of 3.3 percent for 17 years. how much will you have in your account in 31 years
You are going to deposit $20,500 today, what you will have in your account in 31 years is mathematically given as
A=60824.276
What is Compound Interest?Generally, the equation for Compound Interest is mathematically given as
A=P(1+r/100)^n
Therefore
A=$20500*(1.039)^14*(1.033)^17
A=$20500*2.967038158
A=60824.276
In conclusion, the compound interest
A=60824.276
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What are the three factors of producrion and what role does each factor play in the production of goods and services
Answer:
The productive factors are commonly classified into three groups: land, labour, and capital. The first represents resources whose supply is low in relation to demand and cannot be increased as the result of production. The income derived from the ownership of this factor is known as economic rent.
If Julie has an employee stock option that allows her to purchase 1,000 shares of stock at a strike price of $10.00 and she is currently 50% vested in her stock options, how much money would she have to pay to exercise the option contract today
The amount would she have to pay to exercise the option contract today is: $50,000.
Exercise optionUsing this formula
Exercise option=(Stock per shares×Strike price)×Percentage vested in stock option
Let plug in the formula
Exercise option=(1,000 shares×$10)×50%
Exercise option=$100,000×50%
Exercise option=$50,000
Therefore the amount would she have to pay to exercise the option contract today is: $50,000.
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What can happen to individuals who provide for themselves through farming, fishing, or hunting, and who barter and trade in low-income and middle-income countries
Individuals who provide for themselves through farming, fishing, or hunting, and who barter and trade in low-income and middle-income countries operate on traditional economy
What is traditional economy?The economy is based on small scale selling of goods and exchange of product for survival.
The economy is unstable and hard to monitor while Individual operating the economy are not subject to what they have.
Therefore, Individuals who provide for themselves through farming, fishing, or hunting, and who barter and trade in low-income and middle-income countries operate on traditional economy.
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Which is a private, not-for-profit organization that assesses the quality of managed care plans in the United States and releases the data to the public for consideration when selecting a managed care plan
The national committee for Quality Assurance is a private, not-for-profit organization that assesses the quality of managed care plans.
What is the role of the national committee for Quality AssuranceThe functions that this committee serves in the United States are:
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At a beauty supply company, an employee created a popular line of lip balm, lip gloss, and lipstick after many hours of research and discussions with experts. Now, with their manager's encouragement, they frequently conduct workshops for other employees about lip color and other beauty products. In this scenario, which feature of the company is exemplified
Learning culture is the of the company is exemplified, as At a beauty supply company, an employee created a popular line of lip balm, lip gloss, and lipstick after many hours of research.
What is Learning culture?Learning culture is the continuous learning and developing the new skills and experience, the members of the company are busy in understanding the trends in the market and try to develop the skills to get a competitive edge.
Thus, it is Learning culture
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I WILL GIVE BRAINLIEST!!!
How does scarcity affect a society like Venezuela?
Answer:
scarcity affect a society like vanezuela by following ways:
they may suffer from different types of diseases due to insufficient of nutritious food.
It may also lead to people's death
As the people will be weak because of scarcity there will be less development
People will have conflicts for survival and food
Explanation:
.........
What will collision insurance cover in the event of an accident?.
Regardless of who is at fault, assists pay for the fix or replacement of your vehicle is collision insurance cover in the event of an accident.
What is collision insurance?Collision insurance is the insurance when the car met with the accident, the company gives the replacement or repair expenses of the person's vehicle. Collision coverage is usually needed by the lender if a person is leasing or financing car.
Thus, Regardless of who is at fault, assists pay for the fix or replacement
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If bonds are issued at a premium, the stated interest rate is:.
The bonds will be issued at A premium. If bonds are issued at a premium, the stated interest rate.
What is bond?Bond is the kind of debt security, which a borrower is used to raise the money from the investor that wiling to pay the money after a particular span of time. If the person purchase a bond, they are lending money to the issuer.
Thus, it is The bonds will be issued at A premium.
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Question 18 of 20
Increasing her income is one way that Sasha can:
O A. reduce her monthly spending.
O B. lower her monthly expenses.
C. manage additional expenses in her budget.
D. manage additional financial loss.
Sasha can manage additional expenses in her budget by increasing her income. Hence, Option C is the correct statement.
What do you mean by income?Income is described in exceptional methods relying on the context for example, for functions of taxation, financial accounting, or monetary analysis. For people and businesses, earnings usually manner the value or quantity that they obtain for their labor and products.
Hence, Sasha can manage additional expenses in her budget by increasing her income. Option C is the correct statement.
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Answer:
manage additional expenses in her budget
Explanation:
just took test
explain the effect of climate change in the economy of nepal
Nepal suffers excessive monetary expenses because of modern weather variability and extremes: the envisioned direct cost of those influences is equal to 1.5–2% of modern GDP/year. This is excessive via way of means of global levels.
What is the climate of Nepal?The weather in Nepal varies from subtropical withinside the lowlands to chilly excessive-altitude weather withinside the mountains.
The country reports five unique seasons: summer, monsoon, autumn, iciness, and spring. During iciness, the Himalayas block the cold air, inflicting it to be pretty heat south of the Himalayas.
Therefore, Nepal suffers a huge economic loss due to the climatic conditions prevailing in the country.
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1 pts Compassion International is a nonprofit organization dedicated to releasing poor children from spiritual, economic, social and physical poverty. What would be the most likely goal for an advertising campaign for this international organization
The most likely goal for an advertising campaign for this international organization is how to tackle poverty.
What is poverty?It should be noted that poverty simply means a situation whereby one is poor to afford the basic and necessary things that they want.
In this case, the most likely goal for an advertising campaign for this international organization is how to tackle poverty.
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Resources needed to provide goods or services are called
Answer:
Factors of production
Explanation:
because the goods/services need to be produced
I hope this answered your question! Have a nice day! ^ ^
Answer: factors of production
Explanation:
I just took the edg. test
1 pts Your friend wants to make a bet with you, and he gives you two options. If you choose Option 1, you will have an 80 percent chance of winning $100, but a 20 percent chance of losing $100. If you choose Option 2, you are guaranteed to win $5. If you are like most people when it comes to making decisions, you would probably choose ________ because of ________. Group of answer choices Option 1; confirmation bias Option 2: anchoring Option 1; the availability heuristic Option 2: loss aversion
A person, similar to most other people, in the situation given above will choose confirmation bias because of the loss aversion.
What is confirmation bias?The general human tendency to decide or favor with a particular thing in such a way that there are no chances of losing, and it guarantees or confirms a benefit, is known as a confirmation bias.
Hence, options A-1; B-2 hold true regarding the confirmation bias in the given situation.
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When a manager makes scheduling decisions, he or she is making __________,
A. non-programmed, strategic decisions
B. non-programmed, operational decisions
C. programmed, operational decisions
D. programmed, strategic decisions
Answer:
D. Programmed, strategic decisions
Explanation:
This is because they usually print the schedule with a strategic technique that allows everyone to work equal hours every week.
The unexpected results in the first set of Hawthorne Experiments that led to the second set of experiments was: Multiple choice question. productivity continued to increase regardless of changing conditions productivity decreased when the lighting was reduced productivity continued to decrease regardless of changing conditions productivity decreased when the temperature was reduced
The unexpected results in the first set of Hawthorne Experiments that led to the second set of experiments was that productivity continued to increase regardless of changing conditions.
What is Hawthorne Effect?
The Hawthorne Effect is when that explains that changes were made to subjects of an experimental , the study can changes because of evaluation or study.
Therefore, Hawthornes, made us to understand through his experiment that productivity continued to increase regardless of changing conditions.
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Answer:
productivity continued to increase regardless of changing conditions
researchers, realize there had to be another factor affecting productivity
researchers, thought they had failed due to unexpected results
Explanation:
Magda is the CEO of a home electronics corporation. She wants to provide benefits for her employees but would still like to control the company's costs. Salena, the head of the HR department, suggests implementing a cafeteria-style plan. What would be the most likely benefit of Magda doing so
Magda will be benefited by attracting new employees and the retention of the employees in the organization.On cafeteria-style benefit plans, they do not have to pay FICA.
What is cafeteria-style benefits plans?Cafeteria-style benefits plans is the benefit provided to the employees by reducing their tax liability. It gives the chance to the employees to choose the pre-tax benefits.
The most likely benefit that Magda would receive on this plan would be of the existing employees retention and their loyalty with satisfaction. They do not need to pay FICA on cafeteria-style benefits plans.
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A notary signing agent wants to stand out from other nsas by guaranteeing to borrowers and contracting companies that all of her loan signings will take 30 minutes or less. this is:
A notary signing agent wants to stand out from other NSA's by guaranteeing to borrowers. This is prohibited if it is stated to be a guarantee.
Who is borrower?A borrower refers to any person or organization taking out loan from a bank under an agreement to pay back it with interest.
As per a notary signing agent wants to stand out from other NSA's by guaranteeing to borrowers and contracting companies that all of her loan signings will take 30 minutes or less. This is prohibited if it is stated to be a guarantee.
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The main elements of market structure are _____. perfect competition, monopolistic competition, monopoly, and oligopoly perfect competition, monopoly, and oligopoly perfect competition, monopolistic competition, and monopoly none of the above
Answer:
First one:
perfect competition, monopolistic competition, monopoly, and oligopoly
Explanation:
Hope this helps!!:)
The accounting information of a privately held company is generally available to all of the following except for Group of answer choices competitors governmental agencies investors creditors and lenders
The accounting information of a privately held company is generally available to all of the following except for A. Competitors.
What is a privately held company?A privately held company is a private company.
It does not sell its stock or shares to the public.
Examples of privately held companies include:
Sole proprietorshipsLimited liability corporations (LLCs)S corporations (S-corps)Some C corporations (C-corps).Thus, the accounting information of a privately held company is generally available to all (governmental agencies, investors, creditors, and lenders) except for A. Competitors.
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Pastries inc. sends rollo its catalogue showcasing a variety of baked goods for certain prices. this catalogue is: group of answer choices an invitation to negotiate, not an offer. an advertisement, not an offer. an offer. a request, not an offer.
The catalogue used by Pasties Inc is an example of an advertisement, not an offer.
What is an advertisement?This means the promotion of a product to a target audience in order to attract interest, engagement and sales.
Here, the catalogue used by Pasties Inc is an example of an advertisement, not an offer.
Therefore, the Option B is correct.
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A data analyst at a nonprofit organization is working with a dataset about a summer fundraiser. Although they have a lot of useful data by the end of the month, they recognize that the data is insufficient. So, they decide to wait until the end of the season to begin working with the dataset. Which type of insufficient data does this example describe?
The type of insufficient data does this example describe is: Data that keeps updating.
Who is a data analyst?A data analyst can be defined as a person that help to collect data or information so to discover information that may be use during decision making process.
In as situation where their is insufficient or enough data despite having useful data this means that keeps updating.
Therefore this is an example of Data that keeps updating.
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Margene is the product manager at Fashions Ltd., a company that designs and manufactures clothes and fashion accessories. Noticing the rising popularity of rhinestone jewelry and the fact that only a handful of stores actually stocked it, she decides to take advantage of the latent demand in the market. Margene knows that she is taking a risk by committing organizational resources to pursuing this idea, but she is confident about the merit of her decision. In deciding the allocation of resources for attaining her goals, which managerial task is Margene performing?
As the Margene is the product manager at fashions ltd., a company that designs and manufactures clothes and fashion accessories. The managerial task performed by Margene is planning.
What are resources?Resources refer to the materials available in the environment that are technologically accessible and help in the satisfaction of needs and wants.
Margene is the product manager at Fashions Ltd., a company that designs and manufactures clothes and fashion accessories. In deciding the allocation of resources for attaining her goals, the managerial task performed by Margene is planning.
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2
select the correct answer.
the people of country x tend to save their income rather than spend on luxuries. to which value dimension does this behavior relate?
a. people of country x have a high indulgent vs. restraint ratio.
b. people of country x have a low indulgent vyrestraint ratio.
c. people of country x have a high uncertainty avoidance index.
d. people of country x have a low uncertainty avoidance index.
e. people of country x have a high individualism index.
The value dimension that the behavior of the people of country x relates to is b. people of country x have a low indulgent vs. restraint ratio.
What is the difference between indulgent and restrained societies?According to Hofstede's Cultural Dimensions, an indulgent society values the satisfaction of human needs, desires, and pleasures above societal norms.
On the other hand, a restrained society curbs their desires, withholding pleasures that align with societal norms.
Thus, since the people of country x tend to save their income rather than spend on luxuries, the relevant value dimension is a low indulgent vs. restraint ratio.
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Which category of physical infrastructure management is concerned with providing the required it resources at the right time, at the right cost, aligned with the current and future requirements of the internal customer?
The category of physical infrastructure management that provides resources that are necessary for the internal customer is the Resource Capacity Management
What is Resource Capacity Management?This refers to the definition of the work that is meant to be done by a person and carefully allocating resources necessary to complete the tasks.
Hence, we can see that in physical infrastructure management, there is the allocation of resources that helps one to use the right resources at the right time and proper measure and this is the Resource Capacity Management.
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When selecting a mentor, which of the following should be considered? (Select all that apply)
the mentor’s age
what skills the mentee needs to develop
the communication skills of the mentor and mentee
how much the mentor makes each year
What should be considered when choosing a mentor are;
what skills the mentee needs to developthe communication skills of the mentor and mentee.
Who is a mentor?A mentor can be regarded as the person who could be an expert that gives advice an direction about a subject plan.
Therefore, it's important to know skills the mentee needs to develop.
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Equity theory states that employees will perform well if they Multiple Choice understand the nature of their responsibilities. have an opportunity to impress others in the organization. believe the reward they receive fairly compensates them for their efforts when compared to others in similar positions. know that their supervisor has set reasonable performance goals and communicated them clearly.
According to the Equity Theory, the employees will perform well when they believe that the reward given to them for their efforts would be fair compensation in comparison to the employees in similar roles.
Option C is the correct answer.
Who formulated the Equity Theory?The Equity Theory was formulated by John Adams in the year 1963 being the theory of motivation in the jobs.
Equity Theory is focused on providing equal benefits to employees with similar profiles. It requires that the resources should be fairly allocated between the identical roles performed by the employees. It could be identified by the ratio of contribution to be equal to rewards for each employee.
Therefore, the explanation provided in part C would describe the equity theory of motivation.
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Which famous landmark has an apartment built on top of it?.
Answer:
Eiffel Tower
Explanation:
I took the test
Garcia Manufacturing uses activity-based costing. It budgets $6,644,000 of overhead cost to dispose of 15,100 tons of hazardous waste. The activity rate for hazardous waste disposal based on tons of hazardous waste is:
Based on the budget for the disposal of the waste and the quantity of the waste, the activity rate is $440 per ton.
What is the activity rate for the hazardous waste disposal?This can be found as:
= Total cost budgeted / Tons of waste
Solving gives:
= 6,644,000 / 15,100
= $440 per ton
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During market testing, Rembrandt Cosmetics realized that the cosmetics industry was dominated by multiple, well-established brands. These brands mostly sold their products in exclusive outlets and departmental stores. Rembrandt Cosmetics management realized that a new entrant would require a different business model to be successful. Thus, Rembrandt Cosmetics started selling its products through direct marketing. In this scenario, Rembrandt Cosmetics accomplished substitution primarily through
In the given scenario, Rembrandt Cosmetics accomplished its substitution primarily through strategic planning of equivalence.
What is strategic planning?When the differences between two different strategic plans are identical, with other things being constant, such a situation is called as a strategic planning of equivalence.
Hence, strategic planning holds true regarding the given situation.
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